Rafael Serrano founded and has managed Safe Harbor Equity since 2005, a real estate private equity investment firm headquartered in Miami, Florida.Firm ProfileSince its formation in 2005, Safe Harbor Equity has been acquiring and managing non-performing commercial and residential mortgage loans, defaulted debt instruments, and distressed real estate assets.Investment PlatformThe firm offers sophisticated clients investment opportunities in the distressed debt market through a variety of structures. Safe Harbor Equity acts as both principle and intermediary visa-vi managed accounts, participations, joint ventures, and partnerships.Our approach leads us to target both performing and non-performing asset-backed real estate mortgages with projected IRRs above 20 percent. Our typical targets are first position loans backed by a variety of collateral types, including retail, industrial, warehouse, office, multi-family residential, and single-family residential. Depending on the circumstances and our investment goals, we pursue both loan pool and single-note acquisitions. Our ideal LTV ranges from 50 to 70 percent, in line with our conservative risk management strategy. Safe Harbor Equity is committed to growth and stability throughout the business cycle. Our diversified asset portfolio and proprietary approach to risk modeling ensure that we will remain well-positioned to deliver attractive returns on investment in a range of economic environments. We limit downside risk by deploying a consistent, scalable principal protection strategy; pursuing a variety of exit types as appropriate; and relying on conservative, independent valuations for all assets and instruments in our portfolio. Most important, Rafael Serrano and the rest of the Safe Harbor team practice meticulous due diligence that puts the interests of our investors first.