AeroLeads people directory · profile
Ralph Joseph Email & Phone Number
Senior Product Manager - Virtual Account Management
at
RBC
LinkedIn matched
✓ Verified May 2026
3 data sources
Profile completeness 86%
Current company
Role
Senior Product Manager - Virtual Account Management
Location
Surrey, British Columbia, Canada
Company size
Who is Ralph Joseph? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Ralph Joseph is listed as Senior Product Manager - Virtual Account Management at RBC, a company with 97166 employees, based in Surrey, British Columbia, Canada. AeroLeads shows a matched LinkedIn profile for Ralph Joseph.
Ralph Joseph previously worked as Business Analyst and Integration Specialist at Rbc and Settlement and Reconciliation Analyst at Gratify Pay. Ralph Joseph holds Executive Mba, Finance, General from The International University – (Missouri).
Company email context
Email format at RBC
This section adds company-level context without repeating Ralph Joseph's masked contact details.
RBC
Review company-level records connected to Ralph Joseph before choosing the right outreach path.
Profile bio
About Ralph Joseph
27 years’ experience in Banking and of which 16 years in Card Operations with HSBC Group with a very strong operational management and vendor management skills. I have an in-depth understanding of running a successful card operation, with a very strong knowledge of card payment schemes operating models and procedures. Proven experience of working in a matrix environment and leading teams of 150+ staff across countries and offshore support teams.Excellent leadership skills combined with an open and accessible managing style, emphasizing on ownership and team empowerment. Experience in developing procedures, service standards for business excellence.As the Regional Head of Cards, Loans and Mortgage business services (Ops) – MENA & Turkey, I have successfully devised and executed regional strategies that delivered 10% + year on year efficiencies within operation teams across 8 regional markets and offshore processing centres. Demonstrable ability to balance Global/Regional strategic objectives with the respective individual country demands to provide enhanced customer experience across all customer segments. As the owner of the risk landscape for cards, loans and mortgages operations within the region, accountable to create an effective people culture that helps in continually assessing the risk environment within the domain. Proactively identifying new and emerging risks, with the objective to mitigate in collaboration with risk owners of the bank. As a banking expert and Change agent, I have been responsible for the delivery of a variety of key initiatives, from minor changes through to managing regulatory and platform changes, automation / digitization and End to End change projects across geographies.Worked closely with Mergers, Acquisitions/Divestitures teams to operationally execute various acquisition (Lloyd's Bank UAE), Mergers (OIB in Oman) and Divestitures (Jordan, Lebanon, Pakistan and Iraq) programmes engaging with senior executives within HSBC and with the counterparts.I’m passionate about driving futuristic changes in card payments and in the lending landscape.
Current workplace
Ralph Joseph's current company
Company context helps verify the profile and gives searchers a useful next step.
Rbc
9 roles
Ralph Joseph work experience
A career timeline built from the work history available for this profile.
Business Analyst And Integration Specialist
Current
Feb 2023 - Present
Settlement And Reconciliation Analyst
Own the Settlement and Reconciliation end to end process. Define and develop settlement and reconciliation processes for new market entry and new customer types. Work in partnership with Tech teams to scope, develop and deploy automation by streamlining the process to increase efficiency, reduce cost and mitigate errors while ensuring that the end user.
Jan 2022 - Jan 2023
Regional Head Of Cards, Loans And Mortgages Business Services (Operations)
Broad regional remit with functional responsibility for all in-country Card, Loans and Mortgages operations activity throughout MENA (UAE, Bahrain, Egypt, Lebanon, Oman and Qatar) and Turkey.Act in the capacity of trusted advisor to the regional and line of business senior management on all technical aspects of Cards, Loans & Mortgages across consumer and.
Feb 2014 - Oct 2020
Project Manager - Transformation
Responsible for the day- to-day management of one or more projects with some level of complexity and scope. Accountable for the delivery of the business and IT aspects of the project, ensuring the project is delivered on time and within budget, having realized the benefits to the business as outlined in the project Business Case
Jan 2011 - Jan 2014
Manger Cards Business Projects
Card Business Project Manager is the key player in the timely delivery of projects that meet business needs. Responsible for the implementation of all card related projects and system fixes for MENA region including Mauritius.
Apr 2007 - Dec 2010
Business Process Re-Engineering Manager
Global Processing is determined as a key strategic development by the Senior Management of HSBC Group. HBME was identified as a high priority area and pilot site for offshore processing in 2001.The Project Manager is responsible to analyze, plan and proactively handle the migration of work to offshore centers. This should contribute to the operational.
Apr 2004 - Mar 2007
Banking Operations - Account Opening Kyc
Reviewing all Account Opening documents and ensuring that they are opened according to local regulatory and Anti Money Laundering regulations. Conduct “Know Your Customer” checks
Nov 1999 - Mar 2004
Staff Officer Account Opening/Operations
Authorizing opening of personal and corporate accounts. Checking documents to ascertain that all accounts are opened are in accordance with Exchange Control Regulations & Audit recommendations. Closing of inactive and low income generating accounts. Promoting new business to prospective clients
Aug 1993 - Oct 1999
Team & coworkers
Colleagues at RBC
Other employees you can reach at rbc.com. View company contacts for 97166 employees →
JS
Jasmine Sharma
Colleague at RbcGreater Toronto Area, Canada, Canada
View →
CH
Cheuk Ho Chan
Colleague at RbcNorth York, Ontario, Canada, Canada
View →
RG
Richard G. Lontok, Cfp®, Pfp®
Colleague at RbcMarkham, Ontario, Canada, Canada
View →
RS
Razaq Shaikh, P.Eng,Lss Bb
Colleague at RbcGreater Toronto Area, Canada, Canada
View →
AS
Ashima Sharma
Colleague at RbcVancouver, British Columbia, Canada, Canada
View →
AK
Alex Kwan
Colleague at RbcDeux-Montagnes, Quebec, Canada, Canada
View →
KD
Kendra Doner
Colleague at RbcOshawa, Ontario, Canada, Canada
View →
A(
Alikhan (Ali) Esmail
Colleague at RbcCalgary, Alberta, Canada, Canada
View →
SW
Sam Wong
Colleague at RbcGreater Vancouver Metropolitan Area, Canada
View →
LM
Lindy Miller, Pfp, Cfp
Colleague at RbcGreater Winnipeg Metropolitan Area, Canada
View →
Jasmine Sharma
Colleague at RbcGreater Toronto Area, Canada, Canada
View →
CH
Cheuk Ho Chan
Colleague at RbcNorth York, Ontario, Canada, Canada
View →
RG
Richard G. Lontok, Cfp®, Pfp®
Colleague at RbcMarkham, Ontario, Canada, Canada
View →
RS
Razaq Shaikh, P.Eng,Lss Bb
Colleague at RbcGreater Toronto Area, Canada, Canada
View →
AS
Ashima Sharma
Colleague at RbcVancouver, British Columbia, Canada, Canada
View →
AK
Alex Kwan
Colleague at RbcDeux-Montagnes, Quebec, Canada, Canada
View →
KD
Kendra Doner
Colleague at RbcOshawa, Ontario, Canada, Canada
View →
A(
Alikhan (Ali) Esmail
Colleague at RbcCalgary, Alberta, Canada, Canada
View →
SW
Sam Wong
Colleague at RbcGreater Vancouver Metropolitan Area, Canada
View →
LM
Lindy Miller, Pfp, Cfp
Colleague at RbcGreater Winnipeg Metropolitan Area, Canada
View →
5 education records
Ralph Joseph education
Executive Mba, Finance, General
The International University – (Missouri)
Pmp, Project Management Professional (Pmp) And Certified Associate In Project Management (Capm) Exam Pr
Specialised Management Group
Project Management Professional (Pmp Training)
Pmi – Arabian Gulf Chapter (Pmi-Agc)
Bankingdiploma, Banking
Institute Of Bankers Of Sri Lanka
G C E Advance Level
St Peter"S College Colombo 4
FAQ
Frequently asked questions about Ralph Joseph
Quick answers generated from the profile data available on this page.
What company does Ralph Joseph work for?
Ralph Joseph works for RBC.
What is Ralph Joseph's role at RBC?
Ralph Joseph is listed as Senior Product Manager - Virtual Account Management at RBC.
Where is Ralph Joseph based?
Ralph Joseph is based in Surrey, British Columbia, Canada while working with RBC.
What companies has Ralph Joseph worked for?
Ralph Joseph has worked for Rbc, Gratify Pay, and Hsbc.
Who are Ralph Joseph's colleagues at RBC?
Ralph Joseph's colleagues at RBC include Jasmine Sharma, Cheuk Ho Chan, Richard G. Lontok, Cfp®, Pfp®, Razaq Shaikh, P.Eng,Lss Bb, and Ashima Sharma.
How can I contact Ralph Joseph?
You can use AeroLeads to view verified contact signals for Ralph Joseph at RBC, including work email, phone, and LinkedIn data when available.
What schools did Ralph Joseph attend?
Ralph Joseph holds Executive Mba, Finance, General from The International University – (Missouri).
Find 750M verified contacts
Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.
Start free trialPeople with similar names
Check these profiles if this is not the Ralph Joseph you were looking for.
View similar profiles
