Senior Credit Risk Analyst
Credit Risk Analyst for Mid corporate clients and wholesale banking
Feb 2023 - Dec 2024
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Ram Rakesh Email & Phone Number
Credit Risk Analyst and credit underwriting for large corporates and mid corporate
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Role
Credit Risk Analyst and credit underwriting for large corporates and mid corporate
Location
Noida, Uttar Pradesh, India
Who is Ram Rakesh? Overview
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Ram Rakesh is listed as Credit Risk Analyst and credit underwriting for large corporates and mid corporate based in Noida, Uttar Pradesh, India. AeroLeads shows a matched LinkedIn profile for Ram Rakesh.
Ram Rakesh previously worked as Senior Credit Risk Analyst at Indusind Bank and Credit Manager at Indian Bank. Ram Rakesh holds B.E. from Birla Institute Of Technology, Mesra.
Profile bio
About Ram Rakesh
I am an accomplished credit risk professional with more than 8 years of experience in analysis of financial statements, wholesale banking, financial risk, credit risk and credit underwriting for large corporate. Certified credit underwriter by CRISIL-NISM.• Appraisal of credit proposals for working capital facilities and Techno economic viability of project finance for corporate borrowers.• Analysis of financial statements and study of financial covenants trends.• Identifying areas of concerns or risk associated with the borrowers of the bank and develop strategies for credit risk mitigation.• Assessment of credit facilities for fund based working capital limits and non fund based limits to different industrial clients..
Listed skills include Power Plants, Project Management, Budgets, Commissioning, and 9 others.
4 roles
Ram Rakesh work experience
A career timeline built from the work history available for this profile.
Credit Manager
- Credit underwriting, risk assessment and financial analysis for large corporates.
- Appraisal of credit proposals for working capital facilities and Techno economic viability of project finance for corporate borrowers.
- Analysis of financial statements and study of financial covenants trends.
- Effective monitoring of credit as per guidelines, loan review mechanism and conduct of stock audit and credit audit.
- Identifying areas of concerns or risk associated with the… Show more Credit underwriting, risk assessment and financial analysis for large corporates.
- Identifying areas of concerns or risk associated with the borrowers of the bank and develop strategies for credit risk mitigation.
Oct 2015 - Jan 2023
Power Plant Professional
Reliance Power Limited
Power plant commissioning & operations as well as budget handling.
Sep 2010 - May 2015
Assistant Manager
Reliance Power Limited
- Lead a team of 10 and manage the plant operations at rated pressure and temperature for enhanced efficiency
- Recognized as the Best Engineer at Rosa Power Supply Company Limited in 2011- 2012
- Created tender documents, approval notes for maintenance along with billing to consultants as per contract terms and conditions
- Participated as member of the team for implementation of Integrated Management Systems which led to improved efficiency due to standardization and procedural… Show more
- Participated as member of the team for implementation of Integrated Management Systems which led to improved efficiency due to standardization and procedural methods
- Led a team of 50 at Rosa for commissioning of 2x300 MW (Unit 3 and 4) thermal power plant worth INR 3200Cr, including 400KV switchyard, 6.6KV HT & 415V LT switchgears
Sep 2010 - May 2015
3 education records
Ram Rakesh education
Education record
Delhi Public School, Ranchi
Master'S Degree
FAQ
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Quick answers generated from the profile data available on this page.
What is Ram Rakesh's role at their current company?
Ram Rakesh is listed as Credit Risk Analyst and credit underwriting for large corporates and mid corporate.
Where is Ram Rakesh based?
Ram Rakesh is based in Noida, Uttar Pradesh, India.
What companies has Ram Rakesh worked for?
Ram Rakesh has worked for Indusind Bank, Indian Bank, and Reliance Power Limited.
How can I contact Ram Rakesh?
You can use AeroLeads to view verified contact signals for Ram Rakesh, including work email, phone, and LinkedIn data when available.
What schools did Ram Rakesh attend?
Ram Rakesh holds B.E. from Birla Institute Of Technology, Mesra.
What skills is Ram Rakesh known for?
Ram Rakesh is listed with skills including Power Plants, Project Management, Budgets, Commissioning, Team Building, Manufacturing, Capital Goods, and Heavy Engineering.
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