Raman Jha Email & Phone Number

Thane, Mh, In

Mumbai, Maharashtra, India

AI-Powered Underwriting: Leading the development and deployment of AI-driven underwriting models, integrating cutting-edge digital tools like account aggregators and video assessments to streamline financial and medical underwriting processes.Digital Transformation Leadership: Driving digital transformation across the organization by implementing insurtech innovations that enhance operational efficiency, reduce costs, and improve the customer experience, in line with current industry… Show more AI-Powered Underwriting: Leading the development and deployment of AI-driven underwriting models, integrating cutting-edge digital tools like account aggregators and video assessments to streamline financial and medical underwriting processes.Digital Transformation Leadership: Driving digital transformation across the organization by implementing insurtech innovations that enhance operational efficiency, reduce costs, and improve the customer experience, in line with current industry trends.Customer-Centric Innovations: Championing customer-centric strategies by optimizing the onboarding process to minimize business leakage and deliver a seamless, omnichannel customer journey.Risk Management & Compliance: Implementing ML-based risk models that ensure robust risk assessment while maintaining compliance with evolving regulatory requirements.Sustainable Business Practices: Advocating for sustainable practices in operations, aligning with global trends in responsible business and environmental stewardship within the insurance industry. Show less

Mumbai, Maharashtra, India

1. Identification and implementation of automation in underwriting process. This include use of new technology like Robotics, Artificial intelligence and Machine learning2. Guideline simplification, negotiation with RI and implementation on new rules in system 3. Risk identification by using advance data analyticals tool to identify patterns and trend in different portfolio 4. Underwriting team management for higher efficiency 5. Stakeholder management both internal and external… Show more 1. Identification and implementation of automation in underwriting process. This include use of new technology like Robotics, Artificial intelligence and Machine learning2. Guideline simplification, negotiation with RI and implementation on new rules in system 3. Risk identification by using advance data analyticals tool to identify patterns and trend in different portfolio 4. Underwriting team management for higher efficiency 5. Stakeholder management both internal and external for better and smooth service satisfaction6. Driving improvements projects in Underwriting Show less

Mumbai Area, India

1. Process designing, reviewing process documentation and process management.2. Detail Root cause analysis of failure points. Handling grievance cases and assigning top priority and plugging the gaps.3. Vendor management, onboarding and liasoning with new vendor, billing and floor management.4. Identifying and mitigating risk associated with segments (at channel, location, product – term vs savings/investment, profile and premium levels). 5. Customer segment analysis to… Show more 1. Process designing, reviewing process documentation and process management.2. Detail Root cause analysis of failure points. Handling grievance cases and assigning top priority and plugging the gaps.3. Vendor management, onboarding and liasoning with new vendor, billing and floor management.4. Identifying and mitigating risk associated with segments (at channel, location, product – term vs savings/investment, profile and premium levels). 5. Customer segment analysis to identify high risk customer to mitigate fraud6. Building ML model for process simplification and risk identification Show less

Mumbai Area, India

1. Strategic tie ups with vendor and managing their end to end service.2. Identifying and mitigating risk associated with segments (at channel, location, product – term vs savings/investment, profile and premium levels). 3. Liasion with the TPA for smooth flow of end to end medical process. Building control reports at each process step.4. Timely SDA and internal transactional audits to identify gaps.5. Detail Root cause analysis of failure points.6… Show more 1. Strategic tie ups with vendor and managing their end to end service.2. Identifying and mitigating risk associated with segments (at channel, location, product – term vs savings/investment, profile and premium levels). 3. Liasion with the TPA for smooth flow of end to end medical process. Building control reports at each process step.4. Timely SDA and internal transactional audits to identify gaps.5. Detail Root cause analysis of failure points.6. Handling grievance cases and assigning top priority and plugging the gaps.7. Colloborate with internal stakeholders and channel SPOC. Ensuring timely completion of all internal deliverables and maintaining MIS to track transactions at all levels8. Risk Analysis, Risk Management, Fraud Analysis, Risk and Fraud Management, Etc. Show less

Mumbai, Maharashtra, India

1. Underwriting of Home loan for US market2. Analysis and valuation of the mortgage for home loan3. Comparative study of comparable property in nighborhood and deriving value of mortgaged property

Noida, Uttar Pradesh, India

1. Analysis of data base of Compensation and benifits and extracting trends2. Executive compensation and benefits analysis3. Data gathering from financial report for fortune 500 company4. Peer analysis for compensation trend and supporting with data insights to the offshore team5. Board of members Rewards and remuneration analysis6. Training and mentoring of team members

Noida

1. Executive compensation and benefits analysis2. Data gathering from financial report for fortune 500 company3. Peer analysis for compensation trend and supporting with data insights to the offshore team3. Board of members Rewards and remuneration analysis

Pandav Nagar

Derivative options Value analysis, Analysing different option strategies and trading

Worked on currency derivative and other derivative product.

Broadening Perspective

Predictive Modeling And Analytics

Mba

B.Sc