Ramesh Bhanushali Email & Phone Number

1.Develop & Implement Rules and Strategies for one of the leading US Fintech client for effective decisioning and credit risk management of Loan applications resulting optimized performance.2.Develop rules through GDS Link decision engine using metaphors like Workflow,Segmentation,Script,Ruleset and Tables.3.Perform Unit Tesing,End to End and Large Scale Testing using Sql,Postman and Python.4.Build deployment and Bug fixes.

Pune Area, India

1. Leading a team involved in validating the credit and fraud policies for Existing Card Members decision making system for one of the biggest financial firms in USA and Mexico.2.Validation of Strategies and Scenario's created in FICO Triad decision engine.3.Validate the Decision Tree in Triad for various functions like Credit Facilities,Collections,Card Reissue,Authorization,Pricing & Marketing.4.Create SAS simulators to automated rule validation for various functions using Decision Keys, Strategy Id and Scenario Id from Decision Tree in FICO Triad system.5. Meetings with Credit Policy teams and discussions on creating new or updating existing policy rules.6.Automation of test functionalities using Selenium.7. Preparation and maintenance of several project related documents and reports – Estimations and Capacity planning, Test Plan, Daily Testing Status reports, Defect metrics, Test Closure Report, System and Process flow documents.

Mumbai Area, India

1. Leading a team with engagement in all phases of the project in Credit Cards domain ranging from functionalities like Credit Line Increase,Balance Tranfers,Fraud Loast & Stolen,Card Reissue,Account Reopen,Card Conversions,Loan On Your Card,Flex Payments along with others.2. Involved in Business & Functional requirements walkthrough meetings, Test Plan creation, Test Cases review, Requirements mapping,Defect management, Test Closure and Mitigation.3. Responsible for coordination of offshore testing team with the Client side team,Development and the Policy Teams.4. Review Business requirements and Functional requirements, Development Design documents,and prepare Test Plans for all projects in each release.5. Involved in Post Implementation validation of policy rules and table criteria's.6. Ensure effective use of QA,testing practices and methodologies along with Knowledge Transfer sessions.

Mumbai Area, India

1. Perform Backend Testing(Mainframe),Web Testing and Mobile Testing For for Credit Cards rules validation process.2. Involved in SIT/UAT,Regression and Post Imp validation phases.3. Study of, BRD,FRD, Project Design document iRise tool, Copy deck and UI Specs4. Create Test Cases for New Functionality Projects & Execution of Test Cases.5. Test case execution and Defect logging through Quality Center.

Mumbai Area, India

1. The project involved working on various NACH-ready India Payments solution contains NACH Mandate Manager, Transaction Processor for NACH, NG-RTGS, NEFT and APBS along with other standard features such as cross-border transactions and host-to-host connectivity. 2. Involved in analysis of requirements, development and execution of test cases & Defect management.

Mumbai Area, India

1. Worked on multiple functional testing projects for one of the biggest financial firms in US.2. Worked on projects related to Internal Fraud Detection, Travel Suppression, Account Online Device ID capturing and decisioning, Project COPS(Collection Online Payment Solution ) along with other functionalities.3. Responsible for Requirements Analysis, development of test scripts, executing test scripts, defect management using Quality Centre as Test Management Tool.