VIVA Foods International (Pvt) Ltd. (VFI) is Dubai based company registered in 2019 with SECP & FBR Pakistan. It is in the business of Foods & Beverages manufacturing for the Pakistan Market. As the CFO of VFI, I am directly reporting to Board of Directors & Stake Holders for the following job responsibilities;• Management of Financial Control room with data analysis and accuracy of financial transaction on SAP Business One ERP & Tally ERP for obtaining the company goals and financial… Show more VIVA Foods International (Pvt) Ltd. (VFI) is Dubai based company registered in 2019 with SECP & FBR Pakistan. It is in the business of Foods & Beverages manufacturing for the Pakistan Market. As the CFO of VFI, I am directly reporting to Board of Directors & Stake Holders for the following job responsibilities;• Management of Financial Control room with data analysis and accuracy of financial transaction on SAP Business One ERP & Tally ERP for obtaining the company goals and financial positions of organization,• Consolidated Treasury Management including Banks, Financial Institutions and Cash Room,• Strategic Management for reduction of Costs with financial performance by creating alternative solutions,• Analyzed monthly, quarterly, and annual financial performance which was translated into financial reports for Board of Directors along with growth strategy,• Comparison of Budget with Actual performance with timely actions and future suggestions based on related studies,• Dealing with banks for the financial facilities of 1,650 Millions (PKR) for CPAX, LCs and Cash OPEX at minimum markup rates,• Risk management through Insurance companies and master planning for the resource conversation to source for the business success,• Effective data management through SAP Business One model and proper recording,• Monitoring the CASH FLOW of 01 Billion (PKR) and management of sales with commission model for sales team,• Established the finance department with latest process created 20% saving for the company,• Established 5 years budget plan & policies for the development of company that will create the growth,Of 25% in the market,• Dealing with stake holders like FBR, SECP, SRB, and External Audit team, Show less

• Selected by management to head the finance and operational lead financial management room with manufacturing, supply chain, quality & assurance, continuous improvement and maintenance of overall company.• Overall responsibility for budgeting, forecasting, analysis, and business plans that ensured conformance with company accounting policies,• Restructured finance department and streamlined process resulting in 16% saving for the company,• Implemented SAP Business-1 Model, &… Show more • Selected by management to head the finance and operational lead financial management room with manufacturing, supply chain, quality & assurance, continuous improvement and maintenance of overall company.• Overall responsibility for budgeting, forecasting, analysis, and business plans that ensured conformance with company accounting policies,• Restructured finance department and streamlined process resulting in 16% saving for the company,• Implemented SAP Business-1 Model, & consolidated chart of accounts to enable accurate and efficient reporting,• Managed accuracy & productivity of day to day activities of A/P, cash disbursement, inventory, fixed assets, general accounting and operations,• Contracted and managed EXD Now SAP Consultants to develop cost of goods sold report in SAP by SKU & material cost components,• Responsible for creating detailed budgeting and financial forecast that would achieve 39% growth in revenue consecutively over 5 years, while keeping expenses at historical level,• Analyzed monthly, quarterly, and annual financial performance which was translated into financial reports for Board of Directors along with growth strategy,• Monitoring cash flow, solving financial issues, managing accounts payable and receivables, developing financial goals, supervising the credit collection team, and conducting finance audit.• Created pricing related tools and metric/ profitability reporting to allow Board of Directors effective review and decisions. With this we indulge two new products this year. • Created management reports for the department to track metrics that were previously not being tracked,• Managed planning, sub-contractor selection with strategic business plan for profitable growth,• Re-Structured the operation unit to increase efficiency,• Process owner for all pricing and profitability analysis,• Successfully resolved employment turnover by 80% through creating incentive and training programs with job security assurance. Show less

• Leading member of thought process, preparation, execution and monitoring of Strategic and Operational Annual Plan steering the company from negative growth to double digit growth. • Devised the CAPEX payment plan ensuring OPEX is not disturbed during Off-Season.• Liaison with Banks for Funded and Non-Funded Facilities of 1.2 Billion. Negotiation in line with Annual Operational Plan.• Continuous improvement in Reporting Formats and Chart of Accounts for better reporting and… Show more • Leading member of thought process, preparation, execution and monitoring of Strategic and Operational Annual Plan steering the company from negative growth to double digit growth. • Devised the CAPEX payment plan ensuring OPEX is not disturbed during Off-Season.• Liaison with Banks for Funded and Non-Funded Facilities of 1.2 Billion. Negotiation in line with Annual Operational Plan.• Continuous improvement in Reporting Formats and Chart of Accounts for better reporting and decision making at Executive Level.• Costing with Yield Calculation.• Budgeting and Forecasting.• Increased cash access by 30% with fully utilization of all bank facilities and other cash assets. Reduced the volume of cash transaction by 50% by communicating distributors, vendors & banks.• Managing the network of 190 distributors at 09 bases of Sukkur Beverages (Pvt) Ltd at Receivable side and 309 active vendors at payable side of the company.• Managing the portfolio of 10 Billion.• Facilitate and monitor the Cash Management Process, Daily Cash Flow Forecast and Long term cash planning.• Managing the Imports of Machinery and Raw Material through Letter of Credit (LC- SIGHT & USANCE).• Risk Management through different insurance policies at minimum rate (i:e Fire Insurance, Machinery Breakdown Insurance, Production Loss Insurance, Cash in transit Insurance, Depots & Factory Insurance, Vehicle Insurance & Employee Insurance and ensure the recommendation issued by the Insurance companies are implemented to reduce Company’s Risk Profile. Show less

• Manage Finance Mission Control Room though Forecasting, Budgeting, Management & Corporate Reporting, Value Stream Analysis conduct, Performance Management, Finalization of Accounts across the METROTEC business. • Preparing pre-qualification quotations, post-qualification budgets, variance analysis for every tender and for overall company.• Increase contribution margin by 7.5% using strict technical data analysis, budgetary controls though variance and proper utilization of materials &… Show more • Manage Finance Mission Control Room though Forecasting, Budgeting, Management & Corporate Reporting, Value Stream Analysis conduct, Performance Management, Finalization of Accounts across the METROTEC business. • Preparing pre-qualification quotations, post-qualification budgets, variance analysis for every tender and for overall company.• Increase contribution margin by 7.5% using strict technical data analysis, budgetary controls though variance and proper utilization of materials & all resources.• Increased cash access by 23.89% by utilizing all bank facilities and other cash assets. Reduced the volume of cash transaction by 70% by communicating vendors & banks.• Manage portfolio of AED 900 Million and monitoring & Interpreting Cash Flow forecasts.• Maintain & Develop relationship with banks regarding banking facilities and its documentations for TR creations & Settlements of 39 Million & OD of 05 Million and optimizations of interest rates on FD and other investments with 6 Banks.• Facilitate and monitor Cash Management process, Daily Cash Flow forecast and long term Cash planning.• Review and manage payroll reconciliation, ensure calculation of leave and bonus liabilities, Management of Guarantees process with banks for Labuor guarantees & interest.• Risk Management through Employee Insurance Policies, Contact Insurance Policies, Prepaid Expenses & Accruals, Conduct Risk Inspections, and Liaise with Insurance Companies & coordinate site visits; ensure the recommendations issued by the Insurance Companies are implemented to reduce Company's Risk Profile. Show less

VIVA is the group of companies is one of leading Manufacturing & Trading Companies with base in 10 countries and service in 07 industries. Company is largest Importers, Exporters & Trading in Textile, Mobiles, Electronics items, Gaming, & Super Markets since last 40 years in Dubai. Worked on TALLY Software & in Bound ERP. Here I was responsible for:• Report directly to BODs & indirectly to CEO & CFO, Regulatory and Legal Reporting, and oversee forecasting, budgeting, management/ corporate… Show more VIVA is the group of companies is one of leading Manufacturing & Trading Companies with base in 10 countries and service in 07 industries. Company is largest Importers, Exporters & Trading in Textile, Mobiles, Electronics items, Gaming, & Super Markets since last 40 years in Dubai. Worked on TALLY Software & in Bound ERP. Here I was responsible for:• Report directly to BODs & indirectly to CEO & CFO, Regulatory and Legal Reporting, and oversee forecasting, budgeting, management/ corporate reporting, payroll, accounts payable, and P&L across VIVA business.• Increase contribution margins of all offices by 2.39% through cost reduction programs and work-flow efficiencies.• Increased cash access by 16% by utilizing cash assets in various assets in various banks more effectively. Reduced volume of cash transaction by 20% by communicating vendors and banks.• Dealing with portfolio of AED 450 Million and monitoring and interpreting Cash Flow and predicting future trends ,• Dealing with bank regarding Tele Remittance (TR facilities) creations and settlements & OD of AED 250 Million and interest rates with 10 Banks.• Coordinated all aspects of budget and finance programs related to sales, marketing, expansion, and market development initiatives for evaluation of Financial Risks and Financial Forecasts.• Manage cash, receivable, payroll, and budgets at corporate and departmental level, in collaboration of all managers.• Developed and maintained relations with bankers and credit payment gateway processors,• Finalization and analysis of Financial Statements and monitoring of significant ratios for Financial Reporting using IAS & IFRS and trends to achieve overall business plans and Working Capital Management• Working on Trade Finance including LC Documents & Insurance regarding Motor, Marine, Air, Property and Stock Insurance with 07 Insurance Companies • Working on Investment & Business Analysis with reporting for the factors which influence the business performance Show less

Anoud Group is leading Yarn Manufacturing and Power Generation Company of Pakistan. It enables me to deal with:• Managing Budgets & Arranging new sources of finance for a company’s debt facilities & Budget controlling through variance analysis.• Planning stage of Business (Production & Sales Plan) including forecasting of Product(s) profitability,• Developing Financial Management Mechanism & Designing the financial strategies to minimize the financial risks, • Working on… Show more Anoud Group is leading Yarn Manufacturing and Power Generation Company of Pakistan. It enables me to deal with:• Managing Budgets & Arranging new sources of finance for a company’s debt facilities & Budget controlling through variance analysis.• Planning stage of Business (Production & Sales Plan) including forecasting of Product(s) profitability,• Developing Financial Management Mechanism & Designing the financial strategies to minimize the financial risks, • Working on Business, Financial & Investment Analysis with reporting for the factors which influence the business performance and providing suggestions for future,• Cost analysis, Cost controlling, Highlighting the grey area in operation & Evaluations for cost-reduction,• Finalization and analysis of Financial Statements and monitoring of significant ratios and trends to achieve overall business plans; • Evaluation of Financial Risks, prepare Financial Forecasts, Financial Scenarios,• Providing accurate Financial Reports using IAS and IFRS to specific deadlines & Documents concerning capital management, • Liaising with auditors to ensure annual monitoring is carried out;• PAYROLL Management, Time Office Management & Staff Training,• Trade Finance (LC & Documentations)• ERP System Compliance, Developing external relationships with appropriate contacts Meeting with compliance of Government Departments (EOBI, LABOUR LAWS, Bureau of Statistics, Men power Department, Textile Commissioner.• Monitoring and interpreting cash flows and predicting future Trends;• Management of company's financial accounting, monitoring and reporting systems. Show less

Management of Re-Insurance and Co Insurance Share as per Insurance Ordinance 2000 for Risk Management.Reconciliations of Claims as per Under writing, Expenses and Premium Verification as per Budget.Branch Accounting & Profitability Calculations.SECP's SOP implementations and reporting accordinglyInsurance ordinance 2000 implementations and reporting accordingly Financial Statement Analysis and Reporting.Handling External Audit with External Audit Team and reporting… Show more Management of Re-Insurance and Co Insurance Share as per Insurance Ordinance 2000 for Risk Management.Reconciliations of Claims as per Under writing, Expenses and Premium Verification as per Budget.Branch Accounting & Profitability Calculations.SECP's SOP implementations and reporting accordinglyInsurance ordinance 2000 implementations and reporting accordingly Financial Statement Analysis and Reporting.Handling External Audit with External Audit Team and reporting annually,Handling SECP Audit with External Audit Team and reporting,Monthly and quarterly internal audit conduct & Reporting Show less

Recording of Premium share for Co-Insurance & Re-Insurance to maintain risk at lower level.Finalization and disbursement of Claim as per under writing and claim survey.Preparation of Financial Statement.Financial Reporting & Analysis.Maintaining KYC as per SECP Rules,Maintenance of records as per Insurance ordinance 2000.Maintenance of books as per SECP's SOPsBranch performance report of all 28 branches.Underwriting of Insurance policy.Pre-Insurance risk… Show more Recording of Premium share for Co-Insurance & Re-Insurance to maintain risk at lower level.Finalization and disbursement of Claim as per under writing and claim survey.Preparation of Financial Statement.Financial Reporting & Analysis.Maintaining KYC as per SECP Rules,Maintenance of records as per Insurance ordinance 2000.Maintenance of books as per SECP's SOPsBranch performance report of all 28 branches.Underwriting of Insurance policy.Pre-Insurance risk report prepration.CAPAX & OPEX maintenance.Investment portfolio recording.Bank reconciliations.SBP requirement fulfilling.SECP requirements fulfilling.Dealing with external Audit for External Audit on quarterly and Yearly bases.Reporting to SECP and SBP. Show less