Ramesh Mundra Email and Phone Number

 Retail and strategic underwriting for loan ticket size from Rs.10 lacks to Rs.12 Cr Credit Risk Policy formation and Implementation with periodic review. Building Credit & Risk Policy in system for automation of underwriting and system control of transactions. State wise portfolio review and corrective action for adverse behavior of any segment. Regular review of of NPA/W-off and Non-starter accounts and discussion with regional credit team for trends and learnings. System development for collateral valuations, Legal and Post disbursal transaction control on collateral. Review of all Top Critical NPA/W-off accounts with regional collection team for strategies collection/legal action Managing legal and technical Policy with regional requirement and implementation. Regular review of revaluation of NPA/W-off accounts and Non-starter accounts for better understanding and minimize credit losses. Regular review and discussion credit audit reports with regional credit team for minimizing errors