I'm Licensed Financial Planner and Approved FAR registered with Securities Commission and Bank Negara of Malaysia. I began dwelling in personal finance in 1996 before pursuing it full time in 2017. I started as a tied insurance agent eventually adding unit trust and estate planning into my services portfolio. Being a firm believer in lifelong learning and continuous improvement, I naturally progressed to complete my Certified Financial Planner (CFP) in 2021. I'm enthusiastic on coaching and helping people to improve their financial literacy. I'm a strong advocator that all my clients should have a holistic financial plan which allows them to successfully achieve their financial goals and live their desired lifestyle to the fullest.I have held management positions with organizations locally and regionally. I have more than 20 years of experience in Human Resources, Engineering and QHSE. I have a BSc (Physics), MBA and Data Science certification from John Hopkins University.