Ramesh Sharma

Ramesh Sharma Email and Phone Number

Product Manager at YES BANK @ YES BANK
bombay, maharashtra, india
Ramesh Sharma's Location
Mumbai, Maharashtra, India, India
Ramesh Sharma's Contact Details

Ramesh Sharma personal email

About Ramesh Sharma

Problem Solving, Quick Learning, Multi Tasking, Analytical.New product Innovation (New Product Conceptualization, Market research, making a business plan and strategy for the conceived product, designing the policies pertaining to the product, product promotion and branding)Designing Payout structure for various channel partners along with sales teamDriving sales productivityAnalysing product portfolio and its qualityDriving technology based online platforms for end customers, channels and Sales managers towards productivityBudgeting & Business Strategy Formulation

Ramesh Sharma's Current Company Details
YES BANK

Yes Bank

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Product Manager at YES BANK
bombay, maharashtra, india
Website:
yesbank.in
Employees:
24669
Ramesh Sharma Work Experience Details
  • Yes Bank
    Assistant Vice President
    Yes Bank Jun 2023 - Present
    Mumbai, Maharashtra, India
  • Yes Bank
    Product Manager
    Yes Bank Jun 2021 - Jun 2023
    Mumbai, Maharashtra, India
    Product development
  • Idfc First Bank
    Credit Risk Manager
    Idfc First Bank Sep 2017 - Jun 2021
    Mumbai Area, India
    KEY DELIVERABLES:Evaluating clients credit data and financial statements in order to determine the degree of risk involved in lending.To review applications with credit verifications, financial, technical and legal analysis and sanctioned proposal within given authority limit. Underwrite and analysis & recommended proposals to seniors via preparation of CAMs.Coordinating with Business / Legal / Technical / Other Operational verticals for appropriate clarifications. Coordinates with team members to finish work effectively within TAT.Keeping RCU team update regarding the high profile cases.Conducting personal PDs in all the case with applicant at their office premises.Referring the cases to RCU in case of any suspicions found.Vendor management and conduct all types of training regarding credit, operation and policy / products.Maintaining MIS of property papers and dispatching the same on time to ops team.Preparing MIS of entire west region and distribute the cases among team members.Any other responsibilities entrusted from time to time.Analysing the portfolio of disbursed cases and sharing the updates with seniors.Engaged in monthly meeting with product team for enchantment in process and system.
  • Hdfc Bank
    Credit Manager
    Hdfc Bank Sep 2016 - Sep 2017
    Mumbai Area, India
    Currently working as Credit Manager Retail Credit (unsecure loans) in HDFC BankUnderwriting cases by checking applicants income, repayments tracks Scrutinizing files as per RBI/KYC defined Guidelines Using different debt/asset management, liquidity and profitability ratios to check customers eligibility Credit Appraisal of Loan application as per Bank Credit Policy Norms within TATAppraising loan application by checking Cibil, internal and external dedupe reportsAppraising loan capturing proper level of deviation Conducting Personal Discussion (PDs) with customer for Premium Loans/High ticket value loansVender Management like co-ordination with CPV (Contact Person Verification).Co-ordination with Sales and operation
  • Axis Bank Ltd.
    Credit Manager
    Axis Bank Ltd. May 2013 - Aug 2016
    Mumbai Area, India
    Credit Analysis, Operations, MIS preparations, KYC compliance, making & implementing sales strategies, Team Handling
  • Stillwater Maketing Solution Pvt. Ltd.
    Sales Manager
    Stillwater Maketing Solution Pvt. Ltd. Nov 2010 - Apr 2013
    Mumbai Area, India
    Brand development, web site traffic growth, and advertising revenue.Develop brand strategy and statistics systems.Strategic Consulting, including business plan & sales strategy
  • Bigflix
    Marketing And Promoting
    Bigflix May 2009 - Jul 2009
  • Next Retail Pvt. Ltd
    Customer Sales Executive
    Next Retail Pvt. Ltd May 2008 - Sep 2008
    Four months i.e. 1st may 2008 to 4th sept. 2008

Ramesh Sharma Skills

Marketing Strategy Team Management Marketing Market Research Advertising New Business Development Brand Management Business Development Digital Marketing Multi Channel Marketing Online Advertising Competitive Analysis Business Planning

Ramesh Sharma Education Details

Frequently Asked Questions about Ramesh Sharma

What company does Ramesh Sharma work for?

Ramesh Sharma works for Yes Bank

What is Ramesh Sharma's role at the current company?

Ramesh Sharma's current role is Product Manager at YES BANK.

What is Ramesh Sharma's email address?

Ramesh Sharma's email address is ra****@****ail.com

What schools did Ramesh Sharma attend?

Ramesh Sharma attended University Of Mumbai.

What are some of Ramesh Sharma's interests?

Ramesh Sharma has interest in Hanging Out With Friends, Learning New Things, Making New Contacts, Keep On Doing Something.

What skills is Ramesh Sharma known for?

Ramesh Sharma has skills like Marketing Strategy, Team Management, Marketing, Market Research, Advertising, New Business Development, Brand Management, Business Development, Digital Marketing, Multi Channel Marketing, Online Advertising, Competitive Analysis.

Who are Ramesh Sharma's colleagues?

Ramesh Sharma's colleagues are Vikas Ayyer, Sanchita Gunzote, Muskan Bhargava, Anil Kumar, Đình Quý Nguyễn, Eshan Desale, Chandan Shukla.

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