Ram Nalawade Email & Phone Number

United States

United States

Chicago, Illinois, United States

• Reviewing KYC for Funds, SPV’s, NBFI, Trust, Individual, PIC (Personal Investment companies) and Operating Companies (SPOC/LPOC) for new clients as well as existing clients.
• Responsible to review each element of KYC like, Client Information, Special Due diligence, Joint relationship, Additional parties, Name Screening Review (CLS), SPDD, Product Due diligence, Account Due diligence, AML.
• While reviewing KYC for entities, identifying CIP (Customer Identification Program) for entities such as Entity Name, EIN/TAX ID, Entity legal address and Date of Incorporation, etc.
• Individual CIP includes DOB, Name, Government ID’s and Location.
• Strong understanding of ownership structures such as (Ultimate beneficial owner, Intermediary Owner, Trustees, Grantors, Capital Contributor, General partner, Controller general partner, Senior Managers, Authorized.
• Conducting Periodic KYC depending upon risk rating of client such as Low, Medium and High risk.

Hyderabad, Telangana, India

• Worked for CLS (Client List Screening or Name Screening) where responsibility was to screen bank customers against watch list entities (WLE) to mitigate risk of money laundering, terrorist financing and other illicit.
• Spent long time working on different processes under CLS like PEP, Negative Media, TRMRL, SPOI, and Sanction in which worked on different levels (Level1 & Level2).
• I was also part of CRT (Central Review Team) where worked as Quality Analyst and responsibility was to review alerts, preparing different reports like RCA reports, Weekly and Monthly Stats.
• Managing process related queries and giving training to new joiners.
• Performing screening for individuals, Entities and Sanctioned countries.
• Knowledge about various types of case Management tools like, SCDM, OWS, World check and Lexis Nexis, etc.

Hyderabad, Telangana, India

• Handled a team of 19 members where responsibility was to drive metrics of team.
• Preparing various reports such as Production, Quality, Shrinkage and Attrition, etc
• Worked for global customer experience process (Google) as Quality Analyst where responsibility was to audit the cases and give feedback.
• I was part of Data Prep Team responsible for preparing Suspicious Activity Report (SAR).
• Monitored transactions of US based customers to identify the purpose and nature of the transactions.
• Performed investigation on customer transactions, in case any suspicious activity then SAR (suspicious activity report) would be filled.

Hyderabad, Telangana, India

• Responsibility is to take care of all retail queries and reply within committed time by closing the cases.
• Managed Savings, Loan and credit card operations and I was taking care of product and process related concerns.
• Experience in AML & Transaction monitoring process.
• Reviewed and approved alerts generated by the Transaction Monitoring system for further investigation.
• Investigated flagged transactions by conducting research, gathering additional information, and analyzing customer transaction history.
• Document findings and prepare suspicious activity reports (SARs) for submission to regulatory authorities as necessary.