I have the right combination of relevant staffing experience, communication skills, and high levels of organization that make me a superb candidate related positions of collections and recovers ,risk and process and strategy To date I feel my strongest abilities are:·         Increasing employee retention by rigorously maintaining a positive work environment.·         Developing process , strategy , cost reductions and applying new out of box ideas to enhance performance .·         My old experience during almost 14 years at “ Barclays – Mashreq –UNBE/ADCB  “ over local and skip portfolio + managing domestic and overseas agencies with in-house teams and external teams·         I consider myself to be a dedicated and dependable individual who possesses excellent verbal and written communication skills. I feel that a relationship with your orgnization would be mutually beneficial, as my experience background, and qualifications would make me a perfect fit for mentioned  position, and would also allow me to refine my skills in a new working environment.Adding to above well known experience over the below .External collections agencies as I'm handling internal and external accounts (active buckets / written off ).Internal collections accounts and team with advanced methelogy identifying ( problematic Acc/ non starter /  fraud Acc / products issues ) Adding to above work over staff level to enhance their skill and performance to build 1st , 2nd row to make sure continuity of work mechanism . Also Collections MIS for almost 4 years gains over me good experience over all kind of reports reflecting performance such ( flow rate / net flow / delinquencies ratios %) with creating smart score cards for internal and external collectors to reduce cost and expenses in purpose of enhance performance for all delinquencies stages Diverse experiences over ( handling complains / CBE request / manuals and process / contest / agencies claims / auditing reports / external agencies auditing / legal cases / written off process /  all tasks related to collections and recovers which lead to achieve management goals and visions.Sincerely,RAMY ABDEEN MOB : 01005830878