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CORPORATE RELATIONSHIP MANAGERCorporate Banking & Financial InstitutionsAmbitious and hard-working individual with a diversified 8 years experience in Financial Analysis, Credit Analysis and Corporate Banking. Highly competitive, passionate, persuasive and articulate, able to achieve results through continuous training and advanced exposures, while developing deal organization and marketing skills. Core Competencies • Macro & Micro Analysis for Financial Reports• Forecasting & Risk Identification• Handling Top Tier Clients• Team Management & Development• Investment & Portfolio Management• Derivatives & Credit Analysis
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Vice PresidentCib Egypt Sep 2022 - PresentGiza, Al Jizah, Egypt -
Assistant Vice PresidentCib Egypt Jan 2017 - Sep 2022Cairo, Egypt -
Corporate Relationship ManagerCib Jan 2013 - Jan 2017Egypt-Managing and responsible for maximizing loan portfolio (Accountable Officer responsible for Petroleum,Fertilizers & Chemicals Teams with a loan portfolio of approximately USD 700 Million)-Implement the bank's marketing growth plans by providing priority and dedication to new accounts andexpansion relationships, in addition to, participating in planning for the growth of the industry byidentifying marketing lists and approaching new accounts.-Heading the analytical team to analyze in depth financial reports on the macro and micro level of relatedindustry studies, to identify risks and assess the creditworthiness of the clients, along with setting prioritiesfor the banks relevant products offered to align with the market conditions.-Marketing the Bank's products and services to the top tier in the following industries: Petroleum, Fertilizers& Chemicals-Supervising Secretaries, Corporate Specialists, Credit Analysts & Senior Credit Analysts.-Preparing & Reviewing Corporate Banking related reports-Senior Desk Taker; assessing Credit Course Trainees and their eligibility to graduate through discussingcase studies -
Senior Credit AnalystCib Oct 2010 - Dec 2012EgyptManaging a portfolio of size exceeding US$ 700 million.Recommending suitable financing packages for existing and new credit clients including cash management, debt raising, export finance, FX deals and others.Marketing the Bank's products and services to the top tier in the following industries: Petroleum, Fertilizers & ChemicalsAnalyzing in depth financial reports on the macro and micro level of existing and potential credit clients as well as preparing related industry studies, to identify risks and assess the creditworthiness of the clients, including company visits, management interviews, visiting industry experts and forecasting.Handling documentation including Loan Agreements and other legal documents needed to activate approved credit facilities.Serving as a focal contact point between all departments and branches that handle the team's accounts.Monitoring daily operations and working on the implementation of approved transactions.Training and supervising corporate specialists. -
Credit AnalystCib Jan 2010 - Oct 2010EgyptRotated through various areas and industries within the bank's different departments including Corporate Banking and Credit Risk Exposure Management, key functions and responsibilities include:Review and analyze all pertinent credit and financial information, including Business/personal tax returns, balance sheets, profit/loss statements, credit reports, and appraisal reports for the development of credit information utilized by the Bank for lending decisions.Determine the need for more thorough investigation or additional information and contact appropriate sources to obtain required information.Prepare summary or credit memorandum, present facts and offer an opinion concerning the creditworthiness and financial condition of the applicant(s).Work directly with prospective borrowing clients in negotiating loan amount, structure, pricing, documentation, and collection (if necessary).Maintain control over loan(s) in process and review periodically to detect any potential and/or developing problems and ensure that the department manager is informed of developments/problems.Review all loan closing documents, prepared internally or externally by outside counsel, to ensure information contained are accurate and consistent with the approved terms and conditions.Periodically review all credit, loan and collateralized files to ensure that information is current and report any difficulties to the department manager. Monitor files to ensure that up-to-date financial statements, tax returns, etc. are in loan files. -
Corporate SpecialistCib Feb 2007 - Jan 2009EgyptHandling daily operations including the implementation of customer's requests, problem solving and ensuring that approved facilities are correctly implemented and all needed documents are in place.Coordinating between departments, branches and clients in addition to following up on the implementation of approved transactions, transfer of funds and collection of fees.Preparing periodic reports such as profitability, customer utilization positions, borrowing activities, documentation expiry and pricing reports.Assisting in preparing approval memos, legal documents and other internal procedures.Preparing yearly budget performance report -
Assistant Software SpecialistCib Apr 2006 - Feb 2007EgyptSupervising the core banking system (Temenos T24)Managing servers SAN connectivitySupport Business Tool (Oracle) Maintenance
Ramy Rashad Skills
Ramy Rashad Education Details
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New English SchoolInternational General
Frequently Asked Questions about Ramy Rashad
What company does Ramy Rashad work for?
Ramy Rashad works for Cib Egypt
What is Ramy Rashad's role at the current company?
Ramy Rashad's current role is Vice President at CIB.
What is Ramy Rashad's email address?
Ramy Rashad's email address is ra****@****l.co.uk
What is Ramy Rashad's direct phone number?
Ramy Rashad's direct phone number is +2012248*****
What schools did Ramy Rashad attend?
Ramy Rashad attended Arab Academy For Science, Technology And Maritime Transport, New English School.
What skills is Ramy Rashad known for?
Ramy Rashad has skills like Banking, Credit Analysis, Financial Analysis, Risk Management, Portfolio Management, Commercial Banking, Finance, Team Management, Corporate Finance, Microsoft Office, Budgets, Credit.
Who are Ramy Rashad's colleagues?
Ramy Rashad's colleagues are John Fekry, Sally Youssef, Adham Gamal, Azza Salama, Niveen Said, Shady Khaled, Dina Moahmed.
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Ramy Rashad
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