Randall Bursik Email & Phone Number

Boise, Idaho, United States

Boise, Idaho, United States

• Senior Underwriter/Portfolio Manager
• Managed the analysis and approval of business credit requests in the range of $1MM-$8MM with businesses representing a wide variety of industries. Granted $3MM of personal lending and exception approval authority due.
• Underwrote and approved Investor Real Estate, Commercial Lines of Credit, Letters of Credit, Equipment Loans/Leases, Operating exposure and Owner-Occupied Real Estate. Serviced the financial needs for non-profit and.
• Served on a major project with 10 members from different lines of business to standardize the risk rating assignment process for guarantors including enhancing the quantitative tool.
• Conducted monthly informal lunch training lessons for new underwriters, credit analysts, operations personnel, and new relationship managers to discuss high level lending concepts. Developed and taught 12 1 hour.
• Served as the senior mentor and trainer for junior underwriters and relationship managers by reviewing their work and coaching their performance. Approved requests above their credit authority.

Boise, Idaho, United States

• Commercial Relationship Manager
• Created credit presentations for approval by bank credit board.
• Originated and closed several Small Business Administration (SBA) products including 504’s and 7A.
• Kept the responsibility for the life of the credit including monitoring and work out.
• Attracted new business and maintained healthy banking relationships.

OR, OH, CO, And ID

• Performed at a high level as a key underwriter in the Portland underwriting facility for the business banking credit group.
• Served as Investor Real Estate Relationship Officer in Denver. Underwrote and managed $10MM to $100MM construction projects for investor real estate as the representative of the lead bank for syndication and.
• Performed underwriting following Commercial Mortgage-Backed Securities (CMBS) standards for CMBS to takeout upon completion and stabilization of the projects. Reviewed project viability, sponsor strength and.
• Chosen to be a Project Manager for the creation and implementation of the centralized credit hubs in Portland, Boise, Cleveland, and Buffalo after a national bank merger. Created and implemented a centralized vs.
• Chosen out of 500 applicants to participate in a 1-year management and credit training program which required relocation to OH to learn all aspects of commercial credit. Grew skills in the 1-year training, by making.
• Started professional career in the accounting department reconciling general ledger.