Randall Hoerner

Randall Hoerner Email and Phone Number

Regional Underwriting Manager @ CMG Financial
McKinney, TX, US
Randall Hoerner's Location
McKinney, Texas, United States, United States
Randall Hoerner's Contact Details

Randall Hoerner personal email

n/a
About Randall Hoerner

• Proven leader in the banking industry with over 20+ years of mortgage experience.• Military: Retired Army Sergeant• National Underwriter Trainer for Fannie Mae• FHA Direct Endorsement (DE) since 2004.• Primary Leadership Development Training Graduate• Cutting Edge Leader with experience with over 20+ diverse and remote individuals to accomplish the share goal of being the top team in the country. (Rated US top 1000).

Randall Hoerner's Current Company Details
CMG Financial

Cmg Financial

View
Regional Underwriting Manager
McKinney, TX, US
Randall Hoerner Work Experience Details
  • Cmg Financial
    Regional Underwriting Manager
    Cmg Financial
    Mckinney, Tx, Us
  • Revolution Mortgage
    Regional Operations Manager
    Revolution Mortgage May 2022 - Present
    Dallas, Texas, United States
    • Train and mentor entire regional team for compliance and adherence to mortgage guidelines. • This has provided a provided zero buy backs for our team, and increased productivity of quality loans, even in this harsh mortgage environment our industry is currently working through. • I routinely prepare monthly data to executive management team to show growth and pain points to target for improvement. • These reports are integral to our decision of how to handle company defaulted loans, we discuss scratch and dent options, rebuttals to investors, and foreclosure options if needed. • I have worked with our legal department for the drafting of demand letters to branches or even correspondent lenders and investors.
  • Rh Greenspaces Inc
    President And Ceo
    Rh Greenspaces Inc Jul 2014 - Present
    Texas
    • Self Employed Mobile Notary & Signing Agent• Restoring used cars for resale.
  • Guild Mortgage
    Regional Underwriting Manager
    Guild Mortgage Aug 2018 - Apr 2022
    Plano, Texas
    • Regional Manager of a team of regional underwriters throughout Texas, Louisiana, Oklahoma, and Arkansas• My team and I handled all lender buyback letters, and rebuttals for region. We achieved a 96% rebuttal response and avoided loans having to remain on our warehouse lines. • Supervised all 23 employees in a remote only work environment. I was able to increase morale and keep it high within the team. Even through the COVID boom, I led our team with 92% retention rate, and kept our Service level agreement with our region. • We were awarded the top regional underwriting team award for Guild mortgage, and our process and practices were adopted for the entire company to increase morale and team performance in the company• My team and I handled all lender buyback letters, and rebuttals for region. We achieved a 96% rebuttal response and avoided loans having to remain on our warehouse lines.
  • Capital One
    Specialty Lending Team
    Capital One Aug 2016 - Aug 2018
    Plano, Texas, United States
    • Rated as an “exceptional employee” (top 5% of the company).• Underwrite of all loan programs of Capital One Home Mortgage. (Jumbo, Non-Conforming, and Subsidy and Bond Loans).• Second Signer for all FHA loans for the Capital One Mortgage Division.• A Peer Coach for the Structured-On-Job-Training program for new hires.• Used as a resource by the exception team for difficult loans, on how to apply Fannie Mae guidelines on loans that require expanded guidelines.• Oversaw and collaborated in the overhaul and revamping of internal guidelines. (2017)
  • Fannie Mae
    National Underwriting Trainer - Selling Guide Support Team
    Fannie Mae Dec 2014 - Aug 2016
    • Responsible for continuing education for underwriters across the nation. • Provide in-depth knowledge and interpretation of guidelines to allow for lenders to have increased certainty with their mortgage loan applications. • Published author of the "Top Trending Questions" on Fannie Mae's website.• Collateral Underwriter: Help create the logic, and was part of the implementation team to show lenders how to use the collateral underwriter tool.
  • Pacific Union Financial, Llc
    Loss Mitigation/Risk Review Sr. Underwriter
    Pacific Union Financial, Llc May 2013 - Nov 2014
    Irving Texas
    • Required analysis of all critical post-closing audit and risk findings. • Drafting of notifications letters to clients detailing out post-closing critical exceptions• Self-reporting data to GNMA, VA, Freddie Mac, and Fannie Mae.• Coordinating repurchase demands for our clients and brokers for both wholesale and Correspondent channels. • Maintaining trend reports of defects and provide data for our client’s scorecards on a monthly basis.
  • Bank Of America
    Assistant Vice President: De Underwriting Manager
    Bank Of America Jul 2007 - May 2013
    Richardson Texas
    • Managed a team consisting of 9-10 employees, with a focus of the underwriting of MHA/DU Refi Plus refinance loans, conventional purchase, refinance loans. • Maintained the highest quality in the division with a 99.98% pass rate. • Responsible for the training and continuing education of the team for compliance and mortgage products. • Maintain strong communication relationships with sales partners to ensure quality of submissions, and expected turn times. • Provided analytical results for executive review and integral in company strategy to demands of our customers.

Randall Hoerner Skills

Banking Fha Credit Credit Analysis Refinance Analysis Mortgage Banking Loan Origination Residential Mortgages Mortgage Lending Loans

Randall Hoerner Education Details

Frequently Asked Questions about Randall Hoerner

What company does Randall Hoerner work for?

Randall Hoerner works for Cmg Financial

What is Randall Hoerner's role at the current company?

Randall Hoerner's current role is Regional Underwriting Manager.

What is Randall Hoerner's email address?

Randall Hoerner's email address is ra****@****age.net

What schools did Randall Hoerner attend?

Randall Hoerner attended Mississippi State University.

What skills is Randall Hoerner known for?

Randall Hoerner has skills like Banking, Fha, Credit, Credit Analysis, Refinance, Analysis, Mortgage Banking, Loan Origination, Residential Mortgages, Mortgage Lending, Loans.

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.