• Worked in Distribution team by analysis and reviewing the PPPLF legal agreements, borrower’s certification, transmittal form to verify authorized borrower. Validate CMS transaction and submit for approval in ARC.• Perform ongoing member credit analysis, including full scope credit reviews, employing quantitative and qualitative analysis of an institution’s business strategy, financial condition, and exposure to economic/market conditions in accordance with the Bank’s review frequency policy.• Maintain familiarity with capital markets trends, accounting standards, regulations, and general industry and economic conditions to determine their effects on member financial condition and creditworthiness• Respond to examinations and regulatory requirements, as needed with management guidance• Work closely with other business partners in the organization including but not limited to Relationship Managers, Member Financial Services, Collateral Asset Management, Collateral Operations and Systems, Enterprise Risk Management, Technology Solutions & Services and regulatory agencies• Worked in Distribution team by analysis and reviewing the PPPLF legal agreements, borrower’s certification, transmittal form to verify authorized borrower. Validate CMS transaction and submit for approval in ARC.• Processing Loan Maturing Collateral, review and generate CRAVE report and sending email notifications to depository institutions as well as to participants.• Run IDL Centralization Report and CDST tool for each 12 districts and verify the payments are in balance.• Responsible to communicate with Depository and non-Depository institution when to clear issues related to discrepancy. • Review CMS transactions and validate repayments in reporting tools like IDL, ARL and ARC and coordinate with team member using SharePoint application.• Upload payment reduction reports and payoff files in excel, Run Bypassed Dual Control Report to show there is no discrepancy.

● Responsible for reporting business expense data and financial data● Work with Accounting on the monthly and quarterly financial close process● Prepare balance sheet account reconciliations for multiple accounts and ensuring accuracy● Manage day-to-day business operation on OBI financial reporting tool for generating reports from ERP system● Analyzing performance data and assessing potential risks and opportunities● Work closely with the accounting team to support the month-end close process and reporting ● Responsible for processing business expense reports and ensuring proper accounting ● Understand Business Expense department policies and procedures● Review expense reports, receipts and third-party transactions on a dailybasis for validity, reasonableness and compliance to University policy and Governmentalregulations

● Maintains legal and regulatory compliance by researching and communicating requirements; obtaining approvals, maintaining third party compliance, contracts and vendor management● Maintains quality service by establishing and enforcing organization standards● Translate compliance business requirements into functional specifications● Collect, analyze and prepare report required for senior management, regulators and interpret analyzed results relevant to business requirements● Assist in analyzing POS data back by Oracle database to forecast production trend● Perform complex data analysis related to sales conduct activities● Data migration/conversation using financial systems like Oracle

● Assist in the financial analysis, credit underwriting and approval process● Analyze business financial statements and tax returns using financial analysis programs● Interact with borrower to verify identity, employment information and explain documentation requirements regarding the loans● Assist in identifying any improvements or changes to the loan process to establish a best practice and make the processes in place more efficient.● Part of the test team, working with fraud and compliance to change policies and procedures to mitigate risk● Maintain highest level of customer service and quality

• Analyzed account receivable as a collateral to bank and prepared monthly financial packets including statements of cash flow, corporate balance sheets and statements of operations.● Process journal entries and perform accounting corrections to ensure accurate records● Reviewed and spread business and personal tax returns for approval process ● Analyze business and personal financial statements ● Analyzes cost and revenues to project future cash flow● Analyze data and financial statements to determine the degree of risk involved in company investment● Forecasts, analyzes, reports and recommends changes to financial and operational information and revenue, profitability, and cost management to achieve the desired goals● Monitor collateral, managed client data, inputted information into database and retrieved information

o Build relationships with clients and provide financial advice by understanding their financial needso Creating promotional marketing strategies to stimulate business including off-site sales eventso Solicits new accounts and cross-sells products and serviceso Performs wide range of services including document preparation, account servicing/maintenance, such as address change, fees, and lost cardso Advice retail banking products and services to customers and prospectso Creating promotional marketing strategies to stimulate business including off-site sales eventso Proactively grow and work as a team to meet business objectives

• Manage day-to-day business operation to maximize sales revenue • Provided quality of hospitality service for our guests• Worked and monitor various aspects related to hospitality business including advertising and marketing on third party websites• Maintain franchise standards• Always meet flag requirements and keep financial records, prepare quarterly reports for business taxation including lodger and sales tax• Make employees schedules, payroll and sets out business strategy to achieve desired objectives• Work very closely with business Accountant

• Greeted customers with professionalism • Provided customers with accurate information about the products via email and phone• Handled about 50 emails and 30 phone calls a day to briefly introduce the products• Responsible for helping customer go through the buying process and completing every transaction with the world class customer service.

• Handled routine financial transactions such as deposits, withdrawals, advances, loan payments, check cashing and balanced these transactions daily while ensuring a positive interaction with customers and non-bank customers.• Ability to identify customer needs and refer financial products and services• Efficiently operate computer software used to perform daily duties• Perform operations providing cashier checks and money orders• Experience in handling a daily volume of over 200 transactions• Perform daily opening and closing procedures within the banking center