Randy Timm Clu, Chfc

Randy Timm Clu, Chfc Email and Phone Number

Product Ideation and Marketing Leader, President 1234 Annuity and Omega Results, Member of The SMART Advisor Network , Marketing Through Fraternal and Select Mutual Companies @ Smart Advisor Network
Randy Timm Clu, Chfc's Location
Ackworth, Iowa, United States, United States
Randy Timm Clu, Chfc's Contact Details

Randy Timm Clu, Chfc work email

Randy Timm Clu, Chfc personal email

n/a
About Randy Timm Clu, Chfc

Randy is President 1234 Annuity and Omega Results, He is a member of The SMART Advisor Network which markets through Fraternal and Select Mutual Companies Through Independent IMOs and Mindful Agents and Agencies. He is a annuity and life product expert and has trained over 1,000 producers during his career.Randy is passionate product ideation and marketing leader. He is the President and Founder of 1234 Annuity, Omega Results, Inc. and 1234 Income. 1234 Annuity is his proprietary FIA product development and training company. Omega Results, Inc. is his product ideation/development company and 1234 Income is his consumer based practice where he helps his clients with many different financial situations.He is one of the premiere life and annuity product developers in the nation. Created a prototype for the $30+ trillion-dollar qualified market place. Maintains a 25+ product prototype library and uses a proven 9-step product development process. Has developed over 250 products in his career. He is 4th generation in the financial services and insurance industry with his family heritage going back four generations starting in 1910. Has a passion for helping clients with their financial plans and others by helping build their business, dreaming up and prototyping the products and concepts that will forever change this industry. He has BBA degree in Finance and is a CLU, ChFC and holds his life and health insurance license. His specialty within his company 1234 Income is his 4-step approach to building comprehensive retirement accumulation and retirement income plans. He operates 1234 Income on a virtual basis helping clients throughout the U.S.Randy is a driven advisor and marketing professional; Thrives in a competitive environment; Highly skilled at creating innovative product and investment strategies; Advanced knowledge of life insurance industry and annuity products, concepts; and marketing. Oversees and mentors insurance marketing and investment professionals; Educates and trains insurance and financial professionals on the benefits of different financial assets, annuities and life insurance; Dynamic public speaker capable of teaching advanced concepts in easy-to-understand terms.Randy serves as a catalyst within any business or situation. He excels at solving problems that other people can't solve and builds new concepts by keeping them simple for both the consumer and the rep/ producer. Gets things done and has an absolute passion for the business and his clients.

Randy Timm Clu, Chfc's Current Company Details
Smart Advisor Network

Smart Advisor Network

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Product Ideation and Marketing Leader, President 1234 Annuity and Omega Results, Member of The SMART Advisor Network , Marketing Through Fraternal and Select Mutual Companies
Randy Timm Clu, Chfc Work Experience Details
  • 1 2 3 4 Annuity
    President And Founder
    1 2 3 4 Annuity Apr 2023 - Present
    Ackworth, Iowa, United States
    Developing and Marketing Proprietary Products Through Fraternal and Select Mutual Companies
  • Omega Results, Inc
    President And Founder
    Omega Results, Inc Jun 2016 - Present
    Des Moines, Iowa Area
    Develops and helps financial product providers and insurance carriers build their businesses to be successful in today's complex financial environment. Helps to navigate and find solutions that are in the best interest of those parties and ultimately the end customer. Develops and prototypes new life, annuity and investment products. Have been involved with the design of over 250 financial products/services in the financial services industry. One of the premiere life and annuity product developers in the nation. Maintains a large product prototype library and uses a proven 9-step product development process. Currently two new prototypes are specifically designed for the $30+ trillion dollar qualified dollar market place. These prototypes work with fixed, indexed, variable and general investment products and can be tailored for your organization. Has been directly involved in the development process of two of the most successful concepts launched in the Fixed Index Annuity marketplace. Currently working on the third concept which will have a dramatic impact on annuity sales for decades to come. Provides education and marketing concepts to thousands of producers, reps. and employees. Over his career he has been involved with the design of over 250 products with combined sales of over $30 billion. Has expertise working with independent distribution and implementing marketing strategy.
  • Smart Advisor Network
    Product Expert And Advisor Support
    Smart Advisor Network Mar 2023 - Present
    Des Moines, Iowa, United States
    Works with Advisors across the nation to promote the benefits of the Smart Advisor Network. Working through mindful IMO's and agents to promote and offer products from Fraternals and Select Mutual Companies.
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  • 1 2 3 4 Income
    President And Founder
    1 2 3 4 Income Sep 2017 - Present
    Des Moines, Iowa Area
    Randy operates his company 1234 Income on a virtual basis serving clients throughout the United States helping clients with their retirement income planning. Using a simple 4-step process works with clients to help them develop a complete financial plan. He serves his clients and this industry with a passion. He has helped to design many different retirement income plans.
  • Brokers International Ltd.
    Chief Product Officer
    Brokers International Ltd. Jun 2005 - Jun 2016
    Urbandale, Iowa, United States
    Led several teams that included Marketing, Multi-Choice Annuity, Single Premium Life and Product Development. Main responsibility involved prototyping new life and annuity products for presentation to insurance carriers. Provides education and marketing concepts to thousands of producers. Proud of products ultimately developed by multiple carriers. Develops and presents annuity and life products prototypes both indexed and fixed to a variety of insurance carriers, other financial service and distribution providers. Has a library of prototypes and has been involved with the development of over 250 products with combined sales of over $30 billion. In addition to building the product prototypes they are then brought to market, and participation continues in providing training to the producers and to the internal marketing/support team. During this time while participating in over 1,000 different training events delivered in person, telephone, webinar or video. The passion for promoting these prototypes is second to none while leading a team to develop products/services or a strategy that is truly differentiated in the marketplace.
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  • Amerus Group
    Vice President Market Research
    Amerus Group Oct 2001 - May 2005
    Des Moines, Iowa Area
    Maintained expertise on the competitive landscape for all indexed annuity and indexed life insurance products in the industry. Provided ideas for new products and enhancements to help AmerUs (now Athene) remain on top of their game in the indexed products industry.Well respected in the home office, with vendors and with distribution. Traveled and presented at many large AmerUs producer events and conventions. Excellent platform speaker.
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  • Interstate Assurance
    Vice President Of Product Management
    Interstate Assurance Apr 1985 - Sep 2001
    Des Moines, Iowa, United States
    Orchestrated a proven 9-step product/program development process throughout the organization. He managed successful product development, marketing, new business, underwriting, producer contracting, policy service, licensing, and agency licensing teams; founded five new departments which included a multi-function call center from inception. Worked in a new division that created a new annuity line of business from start to finish in 120 days. He collaborated with IT to build call center systems, develop website and software tools for use by employees and agents. Randy developed life and annuity illustration development with IT for faster product implementation and service, while partnering with outside vendors for administration tools and illustration software management. Randy also built sales systems, illustration systems and websites.

Randy Timm Clu, Chfc Skills

Annuities Insurance Financial Planning New Business Development Marketing Strategy Product Development Market Research Public Speaking Retirement Strategic Financial Planning Fixed Annuities Team Building Financial Planners Long Term Care Variable Annuities Life Insurance Sales Account Management Risk Management Employee Benefits Investments Leadership Retirement Planning Sales Management Training Marketing Term Life Insurance Estate Planning Financial Advisory Small Business Management 401k Financial Services Iras Disability Insurance Long Term Care Insurance Whole Life Brokers Relationship Management Underwriting Property And Casualty Insurance General Insurance Medicare Series 6 Universal Life Wealth Highly Self Motivated Highly Dedicated Highly Reliable Highly Personable

Randy Timm Clu, Chfc Education Details

Frequently Asked Questions about Randy Timm Clu, Chfc

What company does Randy Timm Clu, Chfc work for?

Randy Timm Clu, Chfc works for Smart Advisor Network

What is Randy Timm Clu, Chfc's role at the current company?

Randy Timm Clu, Chfc's current role is Product Ideation and Marketing Leader, President 1234 Annuity and Omega Results, Member of The SMART Advisor Network , Marketing Through Fraternal and Select Mutual Companies.

What is Randy Timm Clu, Chfc's email address?

Randy Timm Clu, Chfc's email address is rt****@****ltd.com

What schools did Randy Timm Clu, Chfc attend?

Randy Timm Clu, Chfc attended Iowa State University - Ivy College Of Business, The American College, The American College, Life Office Management Association, Insurance License.

What are some of Randy Timm Clu, Chfc's interests?

Randy Timm Clu, Chfc has interest in Products, Marketing, Market Research, Education, Speaking, Training.

What skills is Randy Timm Clu, Chfc known for?

Randy Timm Clu, Chfc has skills like Annuities, Insurance, Financial Planning, New Business Development, Marketing Strategy, Product Development, Market Research, Public Speaking, Retirement, Strategic Financial Planning, Fixed Annuities, Team Building.

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