Leading the Malaysian joint-venture life insurance partnership of the AmBank Group and MetLife focused on maximising the value of the business by growing the franchise through expansion of fast-growing distribution channels, delivering exceptional customer value propositions and creating opportunities through innovation.

Transforming the fast-growing Life & Health insurer to become 2019 Malaysia’s Digital Insurer of the Year. Gibraltar BSN Life is a joint venture between Prudential Financial, Inc. (PFI) of the United States – through its subsidiary, The Prudential Insurance Company of America (PICA) – and Bank Simpanan Nasional (BSN).

− Rubidium is all about Innovation, Transformation, Execution and Performance.− Rubidium offers a proprietary strategic framework for companies to achieve their innovation ambitions.− Rubidium creates the bridge between the disruptive innovation of FinTech/InsurTech with the Core business value chain of Insurers and Financial Services companies. − Rubidium's focus is to deliver business impact with customer focused solutions, from ideation to implementation.

− Leading the top five life & health insurance company in Malaysia employing over 500 people, with gross revenues of around € 450 million.− Expanding a strong multi-channel distribution platform with over 10,000 agents, bancassurance partnership with a leading global bank, and occupying the top three position in the corporate employee benefits segment through 34 broker partners and nearly 300 agents.

− Overseeing the planning and execution of the health insurance joint venture company, based out of Shanghai, as part of the joint CPIC-Allianz executive committee.− Finalised and presented the business plan to shareholders and selected key members of the management team.− Guided the management team in setting up the operations and technical areas to achieve operational readiness by October 2014. The company was officially inaugurated in December 2014 with the sales of the first health insurance policies.

− Heading the life & health (L&H) and property & casualty (P&C) businesses in Asia. Managing the performance, growth and profitability of Allianz companies in 14 Asia-Pacific countries. Total premium volume of the insurance business in the region amounted to € 7.5 billion.− Providing leadership on strategy, business development, sales & distribution, operations, portfolio management, and people development.− Expanding the retail customer portfolio based on a diversified multi-channel distribution strategy.− Led the regional bancassurance partnership with HSBC in Asia covering China, Taiwan, Indonesia, Malaysia, Philippines and Sri Lanka, generating over 30% year-on-year growth in value of new business.− Developed and implemented Asia growth strategy for the P&C business focused on building the retail segment across China, Indonesia, Thailand, Malaysia, India, Sri Lanka and Laos.

− Managing the 100% Allianz subsidiary, operating out of Guangzhou, engaged in P&C business in the Chinese insurance market with approx. annual revenues of € 115 million, and employing around 225 people.− Pursued retail expansion of the business by initiating new branch license applications, expanding distribution to grow in motor, travel and accident lines, including digital channels.− Implemented an underwriting strategy to improve technical results by identifying and exiting loss making segments, and prioritizing growth in target segments.

Several Board of Directors mandates of Allianz Group companies in Asia-Pacific:− Chairman of the Board of Directors - Allianz Taiwan Life Insurance Company, Taiwan− Deputy Chairman of the Board of Directors - Allianz General Laos, Laos− Member of the Board of Directors • CPIC Allianz Health Insurance Company, China • Allianz C.P. General Insurance Public Co. Ltd., Thailand • Allianz Insurance Lanka Limited, Sri Lanka • Allianz Life Insurance Lanka Limited, Sri Lanka

− Overseeing the development and performance of the no. 2 private pension company in Romania, operating as a subsidiary of the insurance company. The company managed over € 350 million in assets for 1.3 million customers.

− Heading the market leading composite insurance company in Romania with revenues of € 250 million from property & casualty (p&c), and life & health (l&h) insurance segments. The company delivered consistent profitability in a recessionary environment and when the market produced losses at an aggregate level. Achieved the best technical results among all p&c companies in the market. Total volume of insurance and pension assets managed by Allianz-Ţiriac was approx. € 560 million.− The total number of customers in the insurance and pension business segments grew from 1.63 million in 2009 to over 1.70 million customers in 2011.− Sales capacity increased by 20% to reach 7,750 company sales representatives servicing customers from 190 sales points. Established a successful and the most comprehensive multi-channel distribution platform in the market comprising over 700 partners like brokers, car dealers, leasing companies, banks and other non-financial intermediaries. − Achieved a brand recognition level of 93% and customer loyalty leadership as measured by Net Promoter Score metrics for both the p&c and l&h insurance segments.− Performance recognized by market peers and the industry by winning the awards “Company of the Year 2012”, “Company of the Year 2011”, “General Insurance Company of the Year 2010”, and “Manager of the Year 2010”.

− Conceptualised and implemented the Allianz Direct business model as a pan-regional online insurance platform selling motor, travel, household and accident insurance using a sophisticated technology platform.− Selected the management team and governed the development of the company since its formation.− Expanded the business regionally in the CEE markets to cover Hungary, Czech Republic, Poland, Romania, Croatia and Slovakia.− The business generated premiums of nearly € 34 million within a period of 4 years.

− Managing the business development and performance of Allianz’ non-life, life and health insurance portfolios in the Central and Eastern European markets. Total revenues of around € 4.5 billion generated from 10 markets in the region.− Grew the life business from scratch to reach € 1.2 billion over an 8-year period to create the most profitable portfolio for the Group.− Strongly expanded the distribution capacity, specifically the agency channel by over 6 times growing it from 7,000 agents to a 43,000 strong agency channel, and securing 3 bancassurance partnerships.− Established regional Direct platform and distribution partnerships with automotive channels, leasing companies and brokers.− Executed market entry in Russia, Romania and Ukraine.

− Vice President - Head of Life and Health/Sales and Marketing, Allianz SE (Jun. 2004 - Dec. 2005)− Country Manager - South Africa, Allianz SE (Mar. 2002 - Dec. 2007)− Strategic Projects Manager, Allianz SE (Jan. 2002 - May. 2004)− Manager Underwriting, Allianz Versicherungs-AG, Dubai (Jan. 2000 - Dec. 2001)− Underwriter, Allianz Versicherungs-AG, Dubai (Dec. 1997 - Dec. 1999)