Rangoli Jain Email and Phone Number

• Conducted comprehensive credit analysis and developing indicative corporate ratings, enabling stakeholders to identify potential risks o Coverage for ratings include NBFC, Banks and Corporates of varied industries• Conducting top-down analysis- EIC (Economy, Industry & Company) for better understanding of the overall risk profile• Provided insightful rating rationales and industry perspectives to help clients navigate dynamic market conditions• Assisted clients with Bank Benchmarking, Peer Comps, Investor Profiles, Transaction Comps, and delivering ad-hoc research support• Revamped financial models and associated templates to encompass the company's credit ratings• Mentored and trained new team members, fostering their growth, and ensuring excellence through regular quality checks• Created robust templates for ESG frameworks, conducting in-depth research on critical ESG issues, and driving positive change in corporate sustainability practices• Capturing latest rating changes on corporates and elaborating rationales behind these changes through newspaper publications

• Supporting S&P analyst in most parts of the credit rating process and publications. Analysis of Credit Rating of Long Term debt - General Obligation Bonds, Tax and Revenue anticipation notes/short term debt issued by local governments, municipalities & school districts, cities, counties, community colleges and special districts. Additionally, undertake annual portfolio reviews and Periodic Survellience for portfolios within the region.• Provide support in assessing the credit risk using well established S&P credit rating methodology (CST tool GO RSR, Special tax RSR, etc). • Working end-to-end on Credit Estimate ratings and presenting in CE Committee discussion based on the analysis.• Contributing to publication efforts on credit research reports and thematic sector commentaries published on Capital IQ.• Mentoring and training new joiners along with regular quality based reviews.

• Calculating and analysing key financial ratiosand Performing Relative Valuation specific to mining industry.• Preparing Financial Statement Summary based upon 10k, 20f and Annual report filings of different companies.• Worked on Data collection, Trend Analysis, Price forecasting, benchmark for various commodities (Coal, Zinc so on) and Report Writing.• Conducting research on financial viability of mines and ascertaining various costs that would be incurred during the lifetime of the mine.• Managing the profiles of the mining projects across the industry in a structured model using primary & secondaryresearch.• Handlingclient queries and ensuring client satisfaction by achieving delivery and service quality norms.• Preparing customised research report for metal & mining industry.• Communicating regularly with team members in both formal presentations and informally for effective co-ordination among the teams.