Rani Jaber Email & Phone Number

Ottawa, Canada Area

Ottawa, Canada Area

Ottawa, Canada Area

Ability to build and strengthen relationships with new and existing clients while meeting clients’ short and long term financial needs, recommending a full range of solutions (banking, credit, investment and wealth protection) and taking into account the clients’ current situation, risk profile, time horizon, and other personal factors. Proactively establish, develop and maintain strong client relationships through regular contact and through providing timely, value-added information, advice and recommendations taking into account the latest developments in the markets, the economy, and the investment industry Leverage CIBC’s financial planning tools to help clients understand what they need to do to reach their goals and to encourage them to act on your recommendations. Proactively identify opportunities to grow the business. Responsible for interviewing and taking mortgage applications, obtaining all pertinent personal and credit information, confirming employment, salary and source of down payment and submitting applications with recommendation for approval while actively promoting CIBC Creditor Insurance products.

Impact on the Business Manage the branch P & L including profitable growth, credit quality, and expense control. Analyze branch MIS to identify trends, problems, and opportunities. Develop and implement solid action plans for the achievement of branch objectives.Manage the daily collection activities and ensures the achievement of branch credit quality targets.Manage daily branch activities. Set priorities and manages time for the branch.Maintain awareness of local market conditions, competitor operations, and other significant factors that would lead to issues or opportunities for HSBC. Customers / Stakeholders Ensure that the branch provides outstanding customer service and manages customer relationships to maximize growth and credit quality. Leadership & Teamwork Network and maintain a presence in markets served to maximize growth opportunities. Operational Effectiveness & Control Manage internal and external sourcing for business development. Manage internal business development through cross selling of present customers and HSBC Retail leads. - Manage external business development through the Community Referral and Purchase Power Plus program. Interpret and implement HSBC policy and procedures and ensures compliance with file audit and branch audit procedures. Oversee credit quality of the branch portfolio by understanding and implementing HSBC credit guidelines and policies. Earn underwriting authority by demonstrating consistent sound loan judgment. Management of Risk Ensure compliance, operational risk controls in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues.Promote an environment that supports diversity and reflects the HSBC brand. Observation of Internal ControlsMaintains HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.

• Conducted follow up audits on a continual basis for balancing and account reconciliation• Reviewed daily and monthly paperwork on a regular basis for quality assurance• Trained and screened new employees on company policies, regulations and objectives• Responsible for performance management and retention of key talent within the team and the organization• Evaluated and monitored branches' progress related to objectives and daily operations through the use of branch risk assessment tools• Ensured compliance with Anti-Money laundering regulations as required by FINTRAC• Created, drafted and edited various communication documents for publication and promotion

Managed everyday operations of the company.Responsible for hiring and managing of the staff. Implemented training course for new employees.

Master Program In Project Management, Project Management

Bachelor'S Degree, Economics

Activities and Societies: Participated in University election and worked as a security guard of CUSA.

Bachelor Of Engineering (B.E.), Laser And Optical Engineering