Ranjit advises on financial planning specialising in UK-India cross-border advice.He has held senior positions within the UK financial & banking industry since 1991, with postings at Commercial Union, Royal Liver & Australian Mutual Provident. Posted internationally since 2001 with a 12-year engagement in Tokyo & Singapore, Ranjit has been in New Delhi since 2013. The award from the Chartered Institute of Bankers in May 1995 & his Financial Planning Certificate from the Chartered Insurance Institute in August 1997, demonstrates his years of experience. He continues to develop his understanding of the ever-changing landscape with regular updates via his online Financial Planning Paper. He continues his professional development (CPD) with Financial Times Adviser. Ranjit is authorised by the Insurance Regulatory Development Authority of India (IRDA) & the Pension Fund Regulatory Development Authority of India (PFRDA) & the Association of Mutual Funds India (AMFI).Atwal Financial's business solutions provide a cross-border bridge to India, helping clients to connect with students, customers, partners & talent. Their UK leadership team places a greater emphasis on client service and as a result, they have become a preferred business support in India.+91 837 392 8038 • ranjit@atwalfinancial.com