Ranjith P Email & Phone Number

Bengaluru, Ka, In

Bengaluru, Ka, In

Tamil Nadu, India

*Portfolio Monitoring: Regularly review and monitor the performance of loan and debt portfolios, identifying patterns and trends that may indicate potential risks or opportunities.*Risk Assessment: Work closely with the risk management and credit teams to evaluate high-risk debt portfolios. The Debt Manager helps to assess the likelihood of repayment and determines the best strategies for handling these accounts.*Legal Proceedings: When necessary, coordinate with legal teams to pursue legal actions against non-compliant or defaulting borrowers.*Policy Development: Contribute to developing and refining debt management policies and strategies, ensuring they align with regulatory standards and the bank's risk tolerance.*Reporting and Analysis: Provide reports on debt portfolio performance, recovery rates, and potential risks to senior management.

Bengaluru, Karnataka, India

*Supporting banking, Vendor On-boarding, Finance & Portfolio management**Risk ManagementMonitor all major risk issues and concentrations. Where appropriate, direct remedial action and/or ensure adequate reporting to Risk Committees.*GovernancePromote an environment where compliance with internal control functions and the external regulatory framework is a central priority of the businessEnsure full awareness of all the policies and procedures issued in relation to money laundering prevention. Candidates must ensure compliance with these policies and procedures on an ongoing basis.Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.Regulatory & Business ConductDisplay exemplary conduct and live by the Group’s Values and Code of Conduct.Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.Lead the [country / business unit / function/ [team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.*Key StakeholdersInternalPolicy TeamCredit Initiation / Credit OperationsExternalAuditors: For Audit and ReviewsRegulators: Inspection and Regulatory requirementsService Providers

Bengaluru, Karnataka, India

Vendor Management

Bengaluru, Karnataka, India

Pan India Tele Collection

Bangalore

CEO Escalations, RBI Compliance, Social Media Compliance & Grievance Customer Compliance.

Novel Tech Park, Bangalore

CDD,EDD,KYC, Business Document Analyst

Master Of Business Administration (Mba), Finance And Marketing, A

Activities and Societies: Participated in various marketing fields as product development at college level. PG department representative.

Bachelor Of Commerce (B.Com.), Business/Commerce, General, A

Activities and Societies: Active member in NSS at college level. UG department representative for 2 years. B.COM(Computer Application)