Ranvir Rajput Email and Phone Number

 A competent professional credit analyst with over 15+ years of experience in Credit Management, Financial Analysis, Loan Processing and underwriting skills. Currently employed with Vistaar Financial Services Pvt. Ltd. as Cluster Credit Manager  To manage the branches in cluster for all credit and risk related function.  To train Credit Manager’s and Branch Manager’s of cluster (including CRO’s and DSA channel) with respect to credit policy, processes. To help the cluster achieve overall budgeted numbers (Portfolio, NPA and Profitability). Travel to branches for about 10-15 days in a month across the branches (5 branches). Functional Responsibilities: Identify and assess credit and other risk areas. Analyzing and decisions the cases within TAT of timeline. Underwriting Retail size cases up to50 Lakh. Ensuring proper Compliance of company policies, Legal & regulatory regulations in loan sanctioning, disbursements and post disbursement process. Providing management expertise and monitoring of portfolio quality and appetite assessment through business area’s and geographic analysis Monitoring portfolio MIS to review key portfolio metrics with respect to collateral mix, portfolio performance and risk tolerance limits Ensure delivered >= 95% collection efficiency as per cluster portfolio and PAR