Raph L. Email & Phone Number

Île-De-France, France

Montrouge, Île-De-France, France

 Perform impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, due diligences. Review credit applications for completeness, consistency with internal policies and the risk strategy Coordination with local analysts and front office teams for credit files within the head office delegation Issue of opinions on credit applications and presentation to the credit committees Review and validation of internal ratings

Paris, Île-De-France, France

Head of Credit France - Financial analysis of credit requests (LBO & Corporate)- Decision on credit applications up to 15 M€ of commitments- Preparation of credit committees to the head of management- Training of credit analysts

Paris, Île-De-France, France

Financing of German subsidiaries (consolidated revenues > 50 m€) -Independent Management of a portfolio of customers  -Preparation and participation at commercial meeting with customers (Top management, CFO, Accountants) -Analysis of financing request given by the relationship managers (industry researches, financial analysis, accounts flows and profitability -Set-up of credit requests -Follow up of operations, spreading of financial statements, updating of counterparts ratings  -Assistance to the relationship Managers in the day to day tasks -Fulfilment of compliance requirements

Paris, Île-De-France, France

Nuclear plant construction project in the UK (Hinkley Point C)  Variance analysis (costs vs budget and delivery planning) Analysis of expenses by costs center Reviews with accountants of month-end reporting Invoicing and payment follow up Meeting in London with the partners of the joint venture