Raphael is a seasoned leader and innovator in the financial payments space, with experience in product development, technology integration, and business intelligence. He is the co-founder and CEO of Opentech Global Services, a company that provides cutting-edge solutions for digital payments and financial inclusion in Africa and beyond. He is also the co-founder and director of Nawiri African Sprouts, a social enterprise that empowers rural women through microfinance, business and agriculture.Raphael leads a team of talented professionals who design and deliver financial products and services that meet the needs and expectations of customers and partners across the value chain. He is responsible for the strategic vision, direction, and growth of the companies. He is passionate about leveraging technology and innovation to promote financial inclusion and improve the lives of millions of people.