Raphael Mutisya Email & Phone Number

Accomplished Finance Professional with over 10 years of experience in strategic financial management, driving profitability, and leading organizational growth in various industries. Proven expertise in financial planning and analysis, risk management, compliance, and investor relations. Adept at leveraging data-driven insights to support executive decision-making and foster a culture of financial discipline.

• Financial Consultant

  Justable Investments Limited

  2023 - Present - Kigali City, Rwanda

  Professional summaryDynamic and results-oriented financial consultant specialising in providing tailored financial solutions for Micro, Small, and Medium Enterprises (MSMEs). Proven track record in financial planning, budgeting, cash flow management, and access to funding. Committed to empowering MSMEs with the tools and insights needed to achieve sustainable growth and operational efficiency.Key roles1. Financial Planning and StrategyDevelop tailored financial plans that align with the specific goals and needs of the MSME.Help establish short-term and long-term financial strategies for growth and sustainability.2. Budgeting and ForecastingAssist in creating realistic budgets based on historical data and market trends.Provide financial forecasts to help MSMEs anticipate future revenue, expenses, and cash flow needs.3. Cash Flow ManagementAnalyze cash flow patterns and advise on improving cash flow management.Implement strategies to ensure adequate liquidity for day-to-day operations.4. Access to FundingIdentify suitable funding options, including loans, grants, and equity financing.Assist in preparing loan applications and business proposals to secure financing.5. Cost Control and EfficiencyAnalyze operational costs and recommend strategies for cost reduction and efficiency improvements.Help MSMEs streamline processes to enhance profitability.6. Tax Planning and ComplianceProvide guidance on tax-efficient strategies and compliance with tax regulations.Assist in preparing tax returns and documentation to minimize liabilities.7. Financial Reporting and AnalysisPrepare and interpret financial statements to provide insights into the business's performance.Help MSMEs understand key financial metrics and ratios to make informed decisions.Assist in creating business models that align with the MSME’s strengths and market opportunities.