Raquel Munoz Email and Phone Number

www.urielinversiones.comwww.urielrenovables.com

www.urielrenovables.com

1.- Head of Legal Department for Spain: Photovoltaic Parks development, construction –turnkey EPC-, maintenance, financing –project finance, leasing, acquisition and sale of projects-, asset management. Procurement. 2.- In charge of Corporate structure within the region (incorporation of the LATAM corporate structure, Israel, Netherlands, intercompany services and financing agreements). Responsible for internal legal department organization (regional consolidated reporting –entity… Show more 1.- Head of Legal Department for Spain: Photovoltaic Parks development, construction –turnkey EPC-, maintenance, financing –project finance, leasing, acquisition and sale of projects-, asset management. Procurement. 2.- In charge of Corporate structure within the region (incorporation of the LATAM corporate structure, Israel, Netherlands, intercompany services and financing agreements). Responsible for internal legal department organization (regional consolidated reporting –entity trackers, contract trackers, appointments per employee trackers-, group meetings, server structure, implementation of group policies). 3.- Compliance Officer for EMEA Latam (FCPA, Ethical Committee, U-connect, Data Privacy, Insurances). 4.- Member of M&A team providing legal advice to M&A integration deals (SRP, Enfinity, LAP). 5.- Director of Corporate Social Responsibility – EMEA Latam. Show less

Photovoltaic Parks development, construction –turnkey EPC-, maintenance, financing –project finance and leasing-, asset management. Procurement. International expansion –Israel, Guatemala, El Salvador, USA-.Solar thermal business. Corporate structure (250 SPV). Litigation and pre-litigation. Member of the Executive Management Team – attended Business Review Meetings. Led a team of 3 junior lawyers and 1 paralegal. Worked with the following External Legal Firms: Spain: Garrigues,… Show more Photovoltaic Parks development, construction –turnkey EPC-, maintenance, financing –project finance and leasing-, asset management. Procurement. International expansion –Israel, Guatemala, El Salvador, USA-.Solar thermal business. Corporate structure (250 SPV). Litigation and pre-litigation. Member of the Executive Management Team – attended Business Review Meetings. Led a team of 3 junior lawyers and 1 paralegal. Worked with the following External Legal Firms: Spain: Garrigues, Ramón y Cajal, Carmen Ruiz Hidalgo, Rosa Guirado, Rino Asesores. Guatelamala: Bufete Olivero. El Salvador: Arias & Muñoz. Department Budget managed: EUR 600,000.-/year Show less

General Counsel - Single Euro Payments Area (SEPA). Payment Service Directive. Under Bank of Spain supervision. Member of the Executive Management Team. Worked with the External Legal Firm Ramón y Cajal.

Servicio de Reclamaciones - Complaints Department

Reporting to the group General Counsel based in the US. Spain: Uno Money Transfers, S.A.U., money transfer licensed company subject to the supervisory faculties of Bank of Spain and merging with Universal Envíos. Corporate law (mergers, minutes, boards of companies of the group, restructuring projects), regulatory law (Bank of Spain examinations and relationship), contracts (retail money transfer business: payers network contractual negotiations, cross-selling negotiations with… Show more Reporting to the group General Counsel based in the US. Spain: Uno Money Transfers, S.A.U., money transfer licensed company subject to the supervisory faculties of Bank of Spain and merging with Universal Envíos. Corporate law (mergers, minutes, boards of companies of the group, restructuring projects), regulatory law (Bank of Spain examinations and relationship), contracts (retail money transfer business: payers network contractual negotiations, cross-selling negotiations with partners, retail customers contractual and compliance package definition, agency agreements) and other matters like real estate licenses in our shops, labor issues. Downsizing projects in UK, Italy, Portugal.Member of the SMT (Senior Management Team). Leading a team of 1 junior lawyer and 1 paralegal. Worked with the following External Legal Firms: Spain: Cuatrecasas, Ramón y Cajal, Baker & McKenzie. Portugal: Abreu, Cardigos & Asociados, Gonçalves Pereira, Castelo Branco & Associados, Rl. The Netherlands: Loyens & Loeff Nv. Belgium: Baker & McKenzie. Ireland: Arthur Cox. Italy: Ughi E Nunziante. Uk: Baker & McKenzie. Luxembourg: Loyens Winandy. Department Budget managed: EUR 1,200,000.-/year Show less

Alonso Ureba, Bauzá y Asociados Law Firm (From July 2005, Ramón & Cajal Law Firm. Alliance with Mayer Brown). (www.ramoncajal.com) Associate Lawyer. Regulatory and Supervisory Compliance. Banking Law. Financial Services. Company Law.Banking Law: Issuing of bonds, investment funds mergers, structure finance legal documentation (acquisition projects), syndicated loans, syndicated revolving credit facilities, distribution in Spain of Sicav and other financial products, unit-links… Show more Alonso Ureba, Bauzá y Asociados Law Firm (From July 2005, Ramón & Cajal Law Firm. Alliance with Mayer Brown). (www.ramoncajal.com) Associate Lawyer. Regulatory and Supervisory Compliance. Banking Law. Financial Services. Company Law.Banking Law: Issuing of bonds, investment funds mergers, structure finance legal documentation (acquisition projects), syndicated loans, syndicated revolving credit facilities, distribution in Spain of Sicav and other financial products, unit-links, electronic banking conditions. Accounts opening documentation, acceptance of customers´ powers of attorney, bank employees powers of attorney (preparation and registration in Company Register), Spanish Central Bank requirements, preparation of performance bonds, stand by letter of credit, guarantees, letters of comfort, preparation of contracts (loans, revolving credit lines, overdrafts, documentary credit lines), collaterals, pledge on investment fund participations, shares, mortgages, the corporate resolutions of the following companies: SIMCAV (Sociedad de Inversión Mobiliaria de Capital Variable), SIM (Sociedad de Inversión Mobiliaria), SGIIC (Sociedad Gestora de Instituciones de Inversión Colectiva), settlement of a Spanish branch of a foreign bank, credit and debit cards contracts.Company Law: Incorporation of companies, minutes of meetings, powers of attorney, review of contracts, purchase agreements, mergers and winding down of companies, protection of personal data clauses, due diligences, legal aspects of investment firms, companies insolvencies, …Leading a team of 3 junior lawyers. Show less

Proactiva Medio Ambiente. FCC- Vivendi. South American Environmental Business. The company was a holding for South America investments of FCC and Vivendi Water in Environmental Business.Financial Analyst. Treasury Department: Management of credit and guarantees lines, consolidation of cash flow forecast, negotiations with banks, study of financing needs of subsidiaries, preparation of financial reports including competitors position, macroeconomic measures.

USF Euroholding. Vivendi Water. The company was the European, African and Asian Headquarters of an US multinational, US Filter, that was acquired by Vivendi Group. Financial Analyst. Treasury Department for EMEA: Each European country had a cash pooling structure with a local bank that included all the local subsidiaries. I was in charge of controlling the daily cash positions of each pool, consolidation of treasury reports (cash flow forecast, intercompany loans, bonds and guarantees… Show more USF Euroholding. Vivendi Water. The company was the European, African and Asian Headquarters of an US multinational, US Filter, that was acquired by Vivendi Group. Financial Analyst. Treasury Department for EMEA: Each European country had a cash pooling structure with a local bank that included all the local subsidiaries. I was in charge of controlling the daily cash positions of each pool, consolidation of treasury reports (cash flow forecast, intercompany loans, bonds and guarantees report), negotiations with local banks, preparing documentation to fulfill with Spanish Central Bank compliance requirements. Show less