Rasheed Yusuf Email & Phone Number

Block D, House 6, Wema Terrace House, Osborne, Ikoyi - Lagos

I currently report to the Group Managing Director on all the Group Accounting and Financial responsibilities, supervise financial records update, developing and assist in making strategic financial plan to make use of limited resources, ensure that spending are controlled to approved level in discharge of responsibilities to clientele by Project Managers.

Nigeria

31b, Raymond Njoku Street, S.W. Ikoyi – Lagos

• I developed and build-up the entire financial and reporting process of the company from scratch in line with accounting practices for taking an informed decision by Management caused prioritization of spending by.
• I launched various financial reports through Information Technology intervention to guide management and the first time ever to produce full-year auditable management account in compliance with statutory audit.
• I achieved accelerated cash inflow from receivables for main treasury activities and manages clients delightedly
• I turnaround the company’s bottom line in the second year of operation to profit by support to turnover growth of =N=4b representing 370% of the comparative with retained earnings gradual build-up
• I was able to progressively part-owned a vessel from a fund generated (over $1m) without external credit and commenced a holistic report on bunkering per vessel for cost monitoring
• I guided management at the operational meeting on vessels hire concentration risk and the possible effect on liquidity

Plot 270, Ozumba Mbadiwe, Victoria Island, Lagos

• As outstanding risk officer, I was co-opted to conduct due diligence on the bank risk assets and loan monitoring reports, review of allocated loans and overdrafts credits availed bank-wide under product programs.
• I reduced income leakage (averaging =$25,000 per month) by liaising with credit control on review of facilities account for cycle renewals and activates turnover shortfalls commission on customer account in line with.
• I performed review of material classified accounts in the south bank to support recovery drive by responsible officers and suggested other monitoring reports on Finacle to Information Technology division for 100%.
• I was able to bring large no of credit bookings with un-dropped loan exceptions first time ever by leveraging on credit monitoring technique gained from prior bank
• I earned excellent A rating - 90% on confirmation appraisal based on his positive contributions to credit monitoring unit within the short period

Credit Monitoring, Credit Risk Management, Group Risk Office, 57, Marina – Lagos

• For Bank robustness credit monitoring, I was deployed to undertake daily download of loans and overdrafts availed bank-wide in over 700 branches, from both Finacle and Finnone. I commenced daily disbursement review.
• Due to start-up and turnaround competence, he was moved to spearhead the activities of income assurance unit for monitoring of periodic fees as at when due on facilities account and achieved an average of $50,000 monthly
• Deployed sensitization technique bank-wide to relationship officers and managers to educate them with the view to prevent and minimize infractions to bank credit policies and violation of credit risk assessment criteria
• Achieved significant impact in the reduction of infractions, by bringing into bear the combination of his experience inside-out.
• Earned combined exceptional and outstanding rating at division level based on his deliverable as concurred by Divisional General Manager before leaving the bank

3, Watch Tower Avenue, Shomolu, Onipanu, Lagos

I supervise the financial reporting functions and reporting to Managing Director on the company’s confidential projects; Coordinate treasury management functions to achieve optimal working capital; Building and sustaining of major relationship for business continuity and performing a credit control function: Assist budget committee and implemented budget.

41, Commercial Avenue, Sabo –Yaba, Lagos

• Upon joining the firm, due to the exigency for the team lead, I quickly took the lead role, being the most qualified but not most experienced to facilitate the audit of small and medium-size engagements based on.
• Defend clients before tax authorities to minimize their tax liability in accordance with tax statues;
• Participated in investigations assignment and recovered assets and fund misappropriated
• Reduced client billing on time spent on engagement and improved service rotation leading to client retention
• Improved quality of work papers by applying flow references to aid review process by partners in-charge
• Save clients operational cost through the recommendation of alternative procurement options

21, Ereko Street, Lagos Island

As direct report to Assistant General Manager (Finance and Investment) in early part of my career, I was entrusted with keeping of petty cash; Posting and coding of daily financial transactions to computer vouchers; Vetting of computer-generated reports with computer vouchers to guarantee that they are error-free; Analysis of deposits and investments.