With over 20 years of experience working with in retirement and pre retirement age individuals and with extensive knowledge and experience in retirement investments, Mr. Hevia started his career with Prudential Securities as a Series 7 Financial Advisor with a Series 65 and 63 Series License where he successfully invested retirement money in portfolios with Mutual Fund managers, Institutional Money Manager and individual stocks, bonds and options. After 5 years he became an Independent Advisor with a clearing house and continued to work with his clients managing risk with the safer side of the industry allocating assets with various Life Insurance carriers using guaranteed products.His expertise is comprised in areas for:• Retirement planning for individuals• Retirement planning• Estate planning• Retirement accounts and regular taxable accounts• Lifetime income streams • Risk balancing portfolios• Retirement income forecasting• Tax Free Retirement and Life Insurance Planning for business and individuals• Asset allocation model analysis• Asset protection and retirement income advice Mr. Hevia is currently appointed with a number of A to A+ rated Life and Annuity companies helping individuals secure income for years to come.