Ravi B. Email & Phone Number

Gurugram, Haryana, India

Gurugram, Haryana, India

 Review of risk, proposing changes, monitoring application and implementing checks wherever deviation found. Credit assessment of business/corporate and SME & LAP loans and Project Finance through analysis of financials and Industry. Supervising underwriting operations of High Value mortgage loans (LAP and HL) & Project appraisal. Appraisal of SME and Self employed loans, looking after branch profitability and loan book . Over all branch management, problem solving, customer grievance redressal. Channel Management, leading and co-ordination with branch team, relationship management. Project approvals, business visits, client management, market penetration.Risk management and process improvement. Compliance with credit regulations and policies. Credit Risk assessment.Monitoring quality of portfolio applying condition of sanction triggers in accordance with guidelines and policy.Credit risk assessment, study of risks associated to profile, credit bureau report, and risk mitigation through proper measure. Identifying risk mitigants related to lending transactions within the stipulated parameters and processes.

Noida Area, India

Banking Operation and Business Analysis: Deals with branch operations with special focus on Current account portfolio, Investment Plans, Loan Proposals. Managing fund float and branch business, Initial appraisal of credit & loan proposals like housing, personal and Auto Loans Preparation of Float plan, Financial Analysis due diligence and compliance with banking regulationsFinancial Services: Provide financial services and products solutions by using financial applications like Finacle, View etc Proficient in using banking financial software applications. Regular update in financial product, services and banking regulations as per compliance with regulatory authority. Motivated, supported and lead team force for better productivity. Completed various learning matrix related to financial services and banking operations

New Delhi Area, India

Worked as Summer Intern at apex banking institution, project undertaken Sector specific analysis of FDI data of NDRO vis-a-vis all India position and emerging economies of last five years.

Pgdm, Finance

Activities and Societies: Media Conduit, Alumni Interface Cell, Center Of International Affairs, QCB (Quiz Club), Center of Corporate.

Bba, Information Technology & Banking, A, Cgpa 3.861/4.00, Chancellor'S Gold Medal For Securing Highest Cgpa

Activities and Societies: Placement & Internship Cell, E-Cell of National Enterpreneurship Network, Cultural Committee, Quiz Committee