 Review of risk, proposing changes, monitoring application and implementing checks wherever deviation found. Credit assessment of business/corporate and SME & LAP loans and Project Finance through analysis of financials and Industry. Supervising underwriting operations of High Value mortgage loans (LAP and HL) & Project appraisal. Appraisal of SME and Self employed loans, looking after branch profitability and loan book . Over all branch management, problem solving, customer grievance redressal. Channel Management, leading and co-ordination with branch team, relationship management. Project approvals, business visits, client management, market penetration.Risk management and process improvement. Compliance with credit regulations and policies. Credit Risk assessment.Monitoring quality of portfolio applying condition of sanction triggers in accordance with guidelines and policy.Credit risk assessment, study of risks associated to profile, credit bureau report, and risk mitigation through proper measure. Identifying risk mitigants related to lending transactions within the stipulated parameters and processes.

Banking Operation and Business Analysis: Deals with branch operations with special focus on Current account portfolio, Investment Plans, Loan Proposals. Managing fund float and branch business, Initial appraisal of credit & loan proposals like housing, personal and Auto Loans Preparation of Float plan, Financial Analysis due diligence and compliance with banking regulationsFinancial Services: Provide financial services and products solutions by using financial applications like Finacle, View etc Proficient in using banking financial software applications. Regular update in financial product, services and banking regulations as per compliance with regulatory authority. Motivated, supported and lead team force for better productivity. Completed various learning matrix related to financial services and banking operations

Worked as Summer Intern at apex banking institution, project undertaken Sector specific analysis of FDI data of NDRO vis-a-vis all India position and emerging economies of last five years.