A competent professional with more than 16 years of experience including last 15 years in the areas of Credit Administration, Risk Management, Client Servicing and Team Management.Last assignment at Fullerton india as south credit head LAPProficient in Credit Administration involving the preparation, Sanctioning and monitoring of credit risk attached to the portfolio and various other credit facilities.Expertise in effective credit monitoring with a view to improve asset quality, prevention of slippage to NPA, formulating effective recovery strategies and coordinating with recovery agents for ensuring timely repayment from clients & recovery of bad debts.Ability to support and sustain a positive work environment that fosters team performance with strong communication and relationship management skills.