Spearheaded operationalization of Asset Reconstruction Company and had been instrumental in obtaining all regulatory approvals from Reserve Bank of India. Managed book building of more than Rs1000 Million. Facilitated and guided team in formulation of acquisition and resolution policies, framework as per RBI guidelines and also set up standard operating procedures to systematize functioning of the ARC

Handled global merger of UFJ Limited with Bank of Tokyo Mitsubishi in India. Nodal Officer of the bank for the Reserve Bank of India and other Government Authorities. Monitoring the compliance functions of the Bank in Indian Branches and reporting to RBI Preparation of the Standard Compliance Manual of the Bank for all the Indian Branches. Training of the Staff on Compliance issues specially related to KYC and Anti Money Laundering and policies of the Reserve Bank of India. Convener of Compliance Committee meetings and finalization of the minutes of the meeting. Ensure compliance of RBI Inspection Report and other Audit Reports. Implementing the guidelines of Financial Supervisory Authority of Japan in the Indian Branches Bank and appointment of Auditors to apprise the FSA Japan directly for implementation of guidelines.

Developed business of the bank by promoting new customers for the bank. Deposit base of the bank was improved by around 400 % during the period. Reciprocal Lines of Credit were established with State Bank of India and Bank of India as financial support to the bank. Headed the Indian money market operations and managed arrangement arranging of Funds in the Inter Bank Market at competitive rates. Had been successful in recovering around INR 100.00 Million from distressed debts As part of the Top Management in India, represented Sanwa bank in meetings convened by RBI Responsible for appointment of members of the Local Advisory Board of the Indian Operations, and management of regular meetings, appointment of the Statutory auditors of the Bank and submission of Annual Report to the RBI and ROC within the time stipulated by the Banking Regulation Act . Instrumental in the preparation of the expense budget of the bank and approval of all the expenses incurred by the bank. Recruiting of Staff of all levels for the bank to meet the personnel requirements. Managed compliance functions of the bank and ensured timely submission of regulatory reports Sanwa Bank’s Supervisory Rating given by the Reserve Bank of India improved from D to A during the tenure as Compliance Officer of the Bank . Lead the bank from front being Member of the various committees New Product Committee, Risk Management, and Asset Liability Management. Instrumental in implementation of merger of Sanwa Bank with Tokai Bank, Japanese Banks and creation of new entity named as UFJ Bank Limited

Joined in the Middle Management Cadre in the Credit Administration Joined the Sick Units cell for resolution of the companies such as Indo American, Prabartak Jute Mills, Bird & Jute Mills, Metal Box through debt restructuring, credit enhancement and fresh lending. Credit assessment of the Corporate Customers of the bank and preparation of the Board notes for approval of the Board of Directors. Recovery of the loans at that time. Improvement of branch rating Revival of business of the branch by getting more retail business Assessing the Personnel requirement of the Branches, identifying the Branches with excess personnel and filling up the vacancies and posting of officers in the deficit branches of the Zone. Conducting Training programs for the Officers of the Zone in consultation with the Staff Training College of the bank

Conducting of in - depth Financial Appraisal of the Industrial Projects. Conducting Onsite Inspection of the Projects for sanctioning of term loans. Preparation of detailed analytical reports for Executive Committee and Board approval Preparation of the Agenda papers, circulation and convening of the board meetings, preparation the minutes of the meeting etc Conducted Post disbursement inspection of the units financed by the HFC and also monitored the Transport and the Generating Set disbursal made by the Corporation