Ravi Ranjan Email & Phone Number

Over 24 years of experience in AI-driven solutions with specialization in Payment, Banking, Customs, Government, Smart City, Financial Services, Insurance, Telecom, Mortgage, waste management, Early Childhood, and Consumer business. Have hands-on experience in behavioral insight, Nudge, Next Best Action, advanced analytics/ML/AI, AI for positive impact on human and society with intervention on Early Childhood, Child Stress Signal, Human Capital Mobility delivered more than 1000 engagements to clients across the globe. Have B. Tech from Indian Institute of Technology Kharagpur and Executive MBA (Senior Management Program) from Indian Institute of Management Calcutta. Prior to joining Deloitte, Ravi was working Sutherland Global Services as co-Head of analytics practice and with Fractal Analytics as Head – Strategic Initiative, Country Manager – Indonesia and Delivery Head – Asia Pacific.key achievements in last 5 yearsApplication of AI in Early Childhood Use CasesApplication of Advanced Analytics / ML in Tax, Customs and GovernmentApplication of behavior science, Nudge and Next Best Action in areas of Retail Banking, Education, Health, Labor.Application of AI in route optimization in shipping industry considering live weather, ocean topography, safety, schedule, algae and sustainability. Application of data and analytics in managing risk in labor contractEthical and Credit Scoring Strategy for Bureau setupGIS data, application and monetizationAI and data monetization strategy and rolloutAI for +ve impact on human and society with intervention at Early Childhood ESG strategy and sustainability agenda Generative AI with LLMEagle Eye for Early Warning Signal, Pandemic Situational Awareness Tool, Document Intelligence, TrueVoice for Voice Analytics, Setting up Digital Banks and Digital Wallet and more...IFRS 9 Program Implementation, Impairment Modeling, PD/LGD/EAD for more than 10 banks in the Middle East region.Developed / validated credit risk models (Rating model/Scorecard/PD/LGD/EAD) for more than 30% of India’s Scheduled Commercial Banks exposure for IRB. Reviewed banks IRB, ICAAP and models (Rating Model / Scorecard / PD / LGD / EAD) on behalf of regulators.Developed more than 1000 credit risk models for underwriting (scorecard/rating model), PD, LGD, EAD, developed LGD models for a low to no historical data scenariosDeveloped a sophisticated statistical model to predict bank failure for a regulator in India which is the core of Risk-based Supervision. Implementation of RBS for G20 Insurance and Banking regulator.