Ravikumar Ravula Email & Phone Number

Organization : INDOSTAR CAPITAL FINANCE LIMITED. WARANGAL BRANCH From 17th May2023 to till DateDesignation : Branch Credit ManagerJob-Responsibilities:Dealing with Product segments are Commercial vehicle (HCV,LCV,SCV) ,Car, CE, tractor for used and new vehicles.Appraising-proposals & scrutinizing documents/reports before sanctioning/disbursing loans, ensuring compliance with organizational credit Policies.Evaluating the customer Credibility while sending the CAMs and Proposals.We are maintaining the Non starts and 12 month MOB follow up ( ED )-Now maintaining Nill Non Staters & 98% ED of efficiency.We are maintaining the PDD & Maintaining all MIS ( Credit,Disbursemen,PDD,NonStaters ,ED ,NOC).Customer FCI Visit ( FI empowerment up to 30 Lacks ).Visited the New&Used dealer visit &Doing theempaneled process.Decision making with defined with in TAT.We are maintained Disbursement TAT with Mostly Prefer Files FTR & Query Resolution and Audit Query resolution.Checking the approvals as per policy if any deviations highlight the same to superiors.After Disbursement files Cheque Printing also My Level.Regular cash & Cheques verifying and remittance to Bank on daily basis.PDC, ECS, ACH Payments and First EMI cases follow-up.Repo marking &Repo sale &Pre close accounts are close request to HO updated after Verification and necessary documents & Approval of as per policy.Maintaining to NOC Request of all closing deals.Doing the Empanelled of Service vendors ( RTO Agents ,Valuators ,Repo Agencies ,Vehicle parking yards ).Giving Proper training the Business & Recovery team & channel partners on All Relevant policies and SOPs.Monthly audited the branch Maintained RTO ,Disbursement payment ,NOC and Cash Registers.

I am Processing with Product segments are Commercial vehicle Loans New and Used (HGV,LCV,MH,TRACTORS,PASSENGER PRIVATE CARS and COMMERCIAL),Credit and Operation, and Business loans ,Vehicle General Insurances, Life Insurance ,FD,RD, Cash management, And Office Back end Works.Verifying, Scrutinizing and Processing the New Hire Purchase Proposals and Secured Un Secured Business Loans.Taking Care of Credit Analysis, Disbursement and Collections.Required Documents Collection and verification (Proper documentation and relevant Proofs verification).Uploading and Checking necessary documents in Omnidocs (Online Software).Clearing of Pending documents (PDD) in time Submit to audit Team.Follow-up Daily Pending Fo Cash Receipts, Cash Handling (Cashier work).Marinating Cedit analysis ,disbursement and Collection Managements.Strictly Following guidelines as per Management Instructions. Maintaining of MIS and Foreclosing of Loans.Sound Knowledge in Email Drafting With Higher Authorities for Loan Approvals and Settlement Approvals.All Vehicles Proposals Forwarding ZIVA applications .All Secured and Un secured Business Loan working In Uno Application.Processing Life Insurance and Vehicle General insurance and Fixed Deposit and Recurring Deposits.

Warangal Area, India

Iam working 1year8months at Shriram transport finance company Ltd. relationship executive.