Reinsurance specialist of 31 years in London, Amsterdam, Zurich, Singapore and Kuala Lumpur. Passion is now to ensure affordable and inclusive life insurance for everyone. Also to make life insurance attractive enough to buy and not just sold. I advise on how to get best deals at lowest price. Don't pay too much for insurance. Actively advising insurtech, with goal to reach full insurance penetration in Malaysia. Founder of UforLife.com.my; Malaysia's first online life insurance platform. President & Co-founder of Malaysia Towerrunning Association. ACE Personal Trainer and ACE Fitness Nutrition Specialis in journey towards a healthier Malaysia. Author of eBook "Becoming the Best of Yourself".I advise on how to lose 1Kg a week, the healthy and sustainable way; based on sports science and evidence based methods.