Ravin Nihalani Fatichand Email & Phone Number

Dubai, Ae

London, England, United Kingdom

London, United Kingdom

Control and oversee counterparty credit risk for a diverse group of legal entities including FIs, Sovereigns, NBFIs, Securitisation and Intra-group.• Execute delegated authority to approve / or recommend counterparty credit reviews and limit requests, within established risk frameworks. • Deliver to live Treasury’s liquidity trade requirements, transaction banking trade finance and settlement requests in a timely fashion. • Lead conversations and credit executed structured transactions, such as ECA backed or SCF deals, in line with acceptable standards of group transaction. • Negotiate credit related legal documentation terms (GMRA, ISDA) for new/existing counterparties and fund principals• Conduct client due diligence on new and existing clients, to ensure prospective/existing business requests fit well within the Group’s defined appetite.• Scaling the team by training and coaching new joiners and risk staff on credit products, processes, policies and risk frameworks.

Managed counterparty credit risk of FIs, Sovereigns and Public Sector counterparts from the CEEMEA, UK and S. European region. • Delivered on counterparty credit analysis by assessing financials, identifying key risks, establishing risk appetite and determining counterparty’s internal risk rating. • Fulfilled live clearing of derivatives trade within approved appetite in collaboration with trade credit risk management team.• Exercised credit delegated authority to approve and recommend annual reviews as well as new business deals, in line with internal risk frameworks. • Collaborated with the front line in delivering structured credit solutions within the Group’s appetite. • Performed in counterparty and country crisis management exercises to deliver credit reports for senior officers, with key risk findings and credit risk exposures.

• Ran day to day Debt Management Operations customer’s end to end journey, ensuring all customer recoveries strategies were applied fairly and in customer’s best interest, minimising credit, operational and reputational risks for the Group where possible.

• Delivered operational support to customers in financial hardship by thoroughly understanding the customer’s financial position and guiding their accounts to suitable recoveries team.

• Progressed customer’s accounts fairly through various appropriate debt recovery strategies following the issues of legal notices

Spain

• Proven track record in progressing daily customer banking operations and new mortgage applications for internal clients.

Spain

• Provided business banking services for SME clients, assisting them transaction queries and marketing credit lines to support daily cash flow operations.

Spain

• Delivered excellent customer service to client by responding with daily cash and transaction related queries and optimising customer needs by cross-selling financial products.

Master Of Science (Msc), Finance And Investment, Distinction

Activities and Societies: Society: SHU MSc Finance and Investment Group 2012/13 ; MSc Finace and Investment Course Rep 2012/13: Collect.

Ba Honours, Business And Finance, 2.1 Upper Second Class Honours

Activities and Societies: BA Business and Finance Course Representative 2011/2012: Gathered information from students and provided.

Diploma, Business Administration, First / 80%

Modules covered: 1st year : Introduction to Spanish Law; Mathematics I and II; Spanish and World Economic History I and II; Financial.