Ray Anthony Charles

Ray Anthony Charles Email and Phone Number

Assistant Manager, Personal Banking (Temporary Assignment) @ Scotiabank
Piarco, Tunapuna/Piarco Regional Corporation, TT
Ray Anthony Charles's Location
Tunapuna, Tunapuna-Piarco, Trinidad and Tobago, Trinidad and Tobago
About Ray Anthony Charles

I am the Assistant Manager Personal Banking, Port of Spain Branch, Scotiabank T&T Ltd. I’ve been a banker for over 15 years. I started my career as a Bank Teller then moved onto Customer Service Representative, Personal Banking Officer, Relationship Officer and now my current role as Assistant Manager. Throughout these years I’ve gained considerable experience in retail banking, customer experience, auto financing, mortgage financing, mutual fund investments, credit risk analysis, critical thinking, coaching and development and leading a sales team. I continue to learn under the guidance of various managers who specialize in retail banking. I am committed to life long learning on various fields related to banking like economics, monetary policy, credit risk, leadership and financial markets. I am an experienced banker ambitious for new opportunities to contribute in a greater capacity and continue to understand and learn my trade at an exceptional standard to become a great asset to my organization.

Ray Anthony Charles's Current Company Details
Scotiabank

Scotiabank

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Assistant Manager, Personal Banking (Temporary Assignment)
Piarco, Tunapuna/Piarco Regional Corporation, TT
Website:
scotiabank.com
Employees:
95207
Ray Anthony Charles Work Experience Details
  • Scotiabank
    Assistant Manager, Personal Banking (Temporary Assignment)
    Scotiabank
    Piarco, Tunapuna/Piarco Regional Corporation, Tt
  • Scotiabank
    Assistant Manager Personal Banking
    Scotiabank Sep 2023 - Present
    Port Of Spain, Trinidad And Tobago
    -Responsible for guiding the sales team to grow customer base and increase market share of mortgages, auto loans,personal loans, credit cards, mutual funds, credit protection and deposit accounts.-Lead sales team to deliver superior customer experience -Ensure operational effectiveness is maintained -Ensure adherence to AML/ATF compliance framework -Improve officers sales skills, strategies and risk analysis -Operate within bank’s risk appetite for business -Maintain an inclusive working environment -Build a high performance sales environment -Leverage Retail Banking solutions to meet customers needs whilst operating within risk appetite.
  • Scotiabank
    Assistant Manager, Personal Banking
    Scotiabank Sep 2022 - Aug 2023
    Tunapuna
    -Responsible for guiding the sales team to grow customer base and increase market share of mortgages, auto loans,personal loans, credit cards, mutual funds, credit protection and deposit accounts.-Lead sales team to deliver superior customer experience -Ensure operational effectiveness is maintained -Ensure adherence to AML/ATF compliance framework -Improve officers sales skills, strategies and risk analysis -Operate within bank’s risk appetite for business -Maintain an inclusive working environment -Build a high performance sales environment -Leverage Retail Banking solutions to meet customers needs whilst operating within risk appetite.
  • Scotiabank
    Relationship Officer
    Scotiabank Oct 2014 - Aug 2022
    Tunapuna, Trinidad, Trinidad And Tobago
    Manages the banking relationship with affluent customers. Expert in customer relationship management, financing personal credit, saving and investment needs.
  • Scotiabank
    Personal Banking Officer
    Scotiabank Apr 2011 - Sep 2014
    Arima, Trinidad, Trinidad And Tobago
    Personal banker to all clients. Provides financing options for personal, auto and mortgage loans. Also specializes in Mutual Funds investment sales, financial advice, credit analysis, credit protection and credit card sales.
  • Scotiabank
    Service Representative
    Scotiabank May 2010 - Mar 2011
    Port-Of-Spain, Trinidad, Trinidad And Tobago
    Resolve customer queries, refer clients to personal or business banking officers for additional financial needs.
  • Scotiabank
    Bank Teller
    Scotiabank Apr 2009 - Apr 2010
    Port-Of-Spain, Trinidad, Trinidad And Tobago
    Processing bank deposit and withdrawal transactions
  • Shredded Life Supplements
    Manager
    Shredded Life Supplements Nov 2017 - Present
    Trinidad And Tobago
    Manage wholesale and retail distribution of supplements throughout Trinidad and Tobago. Specialize in sale of Protein, Aminos, Fat-burners, weight-loss, fitness consultancy, Supplements consultancy

Ray Anthony Charles Skills

Credit Risk Management Credit Analysis Portfolio Management Customer Service Relationship Management Retail Banking Banking Credit Risk Financial Analysis Financial Planning Loans Mortgage Lending Branch Banking Microsoft Office Credit Cards Private Banking Insurance Lines Of Credit Investment Banking Mutual Funds Banking Relationships Relationship Building Customer Relations Residential Mortgages Home Equity Loans Automotive Finance Real Estate Financing Retirement Planning Life Insurance Term Life Insurance Teller Operations Sales Negotiation Deposits Personal Banking Certificates Of Deposit Revolving Lines Of Credit Term Loan Credit Evaluation

Ray Anthony Charles Education Details

  • The Institute Of Banking And Finance Of Trinidad And Tobago
    The Institute Of Banking And Finance Of Trinidad And Tobago
    Completed
  • Trinity College, Moka Maraval
    Trinity College, Moka Maraval
    Cxc, Cape

Frequently Asked Questions about Ray Anthony Charles

What company does Ray Anthony Charles work for?

Ray Anthony Charles works for Scotiabank

What is Ray Anthony Charles's role at the current company?

Ray Anthony Charles's current role is Assistant Manager, Personal Banking (Temporary Assignment).

What schools did Ray Anthony Charles attend?

Ray Anthony Charles attended The Institute Of Banking And Finance Of Trinidad And Tobago, Trinity College, Moka Maraval.

What are some of Ray Anthony Charles's interests?

Ray Anthony Charles has interest in Civil Rights And Social Action, Education, Arts And Culture, Human Rights.

What skills is Ray Anthony Charles known for?

Ray Anthony Charles has skills like Credit, Risk Management, Credit Analysis, Portfolio Management, Customer Service, Relationship Management, Retail Banking, Banking, Credit Risk, Financial Analysis, Financial Planning, Loans.

Who are Ray Anthony Charles's colleagues?

Ray Anthony Charles's colleagues are Rodolfo Martinez Herrera, Sunil Mansukhani, Kata Speight, Connie Cohen, Ba, Rfra, Nafisa Rezwan, Brian Kinsella, Keea Nicole Huamanchumo Acosta.

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