Ray Chera is President and Financial Advisor for Chera Wealth Management, an affiliate firm of Woodbury Financial. He currently works with over 1,000 households and manages approximately $160 million in total assets. Ray began his career as an Associate with National Securities in 2010. He then moved on to Morgan Stanley where he worked on the firm’s Corporate Cash Investing team and was responsible for developing business relationships with large public and private corporations, charity organizations, and family offices.  Prior to forming Chera Wealth Management, Ray was Senior Vice President and Financial Advisor for Capital One Investing in Brooklyn, Staten Island, and NJ, and he led his team to manage client investments throughout 12 bank branches in the region.Ray attended Arizona State University for his Bachelors Degree. He is married with two daughters, and enjoys playing tennis, running long distances, and reading anything interesting he can get his hands on.For disclosures please visit www.cherawealth.com.