Ray Roman

Ray Roman Email and Phone Number

Managing Director @ American 1st Bankers
irvine, california, united states
Ray Roman's Location
Irvine, California, United States, United States
Ray Roman's Contact Details

Ray Roman work email

Ray Roman personal email

About Ray Roman

With over a two decades of experience in the lending industry I have been able to create a business based off of referrals from satisfied clients from realtors and other professionals in the Southern California Region. My mission is to become your trusted mortgage advisor and to help guide you and your clients through the many loan programs that will be available. Also to assist you in creating a financial strategy that will help put you on the road to your financial goals personally and professionally.Specialties: Conventional, FHA, 203k Streamline Rehab loans, VA, Credit Restoration, and Reverse Mortgages for Purchase Jumbo. Super Jumbo.

Ray Roman's Current Company Details
American 1st Bankers

American 1St Bankers

View
Managing Director
irvine, california, united states
Employees:
6
Ray Roman Work Experience Details
  • American 1St Bankers
    Managing Director
    American 1St Bankers Feb 2015 - Present
    Irvine California
  • Franklin Advantage, Inc.
    Sr. Credit Officer
    Franklin Advantage, Inc. Jun 2011 - Sep 2013
    Lake Forest, Ca
  • Tri-Emerald Financial Group
    Credit Officer
    Tri-Emerald Financial Group Feb 2009 - May 2011
    Lake Forest
  • American 1St Finance
    Sr Vice President
    American 1St Finance May 1995 - Oct 2009
    Irvine California
    As Senior Vice President, I brought vast knowledge of mortgage banking experience in both Retail and Wholesale. With diverse experience in operations included managing start-ups to expanding and developing existing profitable mortgage operations. I managed all areas of processing, underwriting, funding, loan delivery, and product development for Great American. Effective communication and dissemination of information, empowering others to succeed. Through dynamic team management style is what effectively develops organizational capabilities and integration of objectives. My assertive and results oriented philosophy is what was the definite catalyst of taking Great American to the next level.
  • American 1St Finance
    Vice President
    American 1St Finance Oct 2001 - Jan 2009
    Laguna Hills Ca
  • American Home Loans
    Wholesale Division Manager
    American Home Loans Feb 1992 - Apr 1995
    Santa Ana, Ca
    Direct a staff of 40+ in managing production for the United States. Implemented a large-scale automated system to strategically position the company as a low-cost provider of alternative A paper and subprime lending. Conduct comprehensive training in new systems and company procedures. Trained staff on appraisal review, credit, and income analysis; Selected, trained, motivated sales managers. Successfully launched a $20 million automated underwriting system, which resulted in significant improvements in quality and volume. Implemented highly effective training procedure that improved production from $10 million to over $100 million in less than 18 months. Partnering with Warehouse lending banks

Ray Roman Skills

Loans Mortgage Banking Investment Properties Mortgage Lending Credit First Time Home Buyers Foreclosures Banking Investors Fha Fha Financing Management Condos Buyer Representation Mortgage Marketing Listings Reverse Mortgages Investments Funding Loan Origination Hud New Home Sales Real Estate Transactions Marketing Strategy Property Management Luxury Process Improvement

Ray Roman Education Details

Frequently Asked Questions about Ray Roman

What company does Ray Roman work for?

Ray Roman works for American 1st Bankers

What is Ray Roman's role at the current company?

Ray Roman's current role is Managing Director.

What is Ray Roman's email address?

Ray Roman's email address is ra****@****ail.com

What schools did Ray Roman attend?

Ray Roman attended California State University-Fullerton.

What skills is Ray Roman known for?

Ray Roman has skills like Loans, Mortgage Banking, Investment Properties, Mortgage Lending, Credit, First Time Home Buyers, Foreclosures, Banking, Investors, Fha, Fha Financing, Management.

Who are Ray Roman's colleagues?

Ray Roman's colleagues are Jenifer Gundy, Michael Roman.

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