Ray Benjamin Email & Phone Number

Knoxville, Tn, Us

Mortgage Underwriter Home PreservationAnalyze, review, and use critical thinking skills to make underwriting decisions on products within company and industry guidelines. Level 2 underwriter working on complex initiative with broad impact and acted as key participant for duration of the project. Evaluated complex processes or tasks requiring research into the cause and effect of underwriting guidelines across FHA, USDA, Fannie Mae and Freddie Mac as well as Bank and Private product and programs. Delegated underwriting authority working within loss mitigation department for the client to approve loan modification adhering to client and agency guidelines.Effectively manage and process a pipeline of loans computing decision daily.

Top medical debt collector consistently exceeding monthly collection goals.

Knoxville, Tennessee Area

selling business yearly pest control contracts

120 Suburban Road, Suite 204.Knoxville, Tn. 37923

Managed the entire process from request for information to the completed documentation and signing of the paperwork for a mortgage. Duties included analyzing applicants credit history and financial information to underwrite eligibility according to investor or agency guidelines. Worked with loan officers with structuring, pricing, and documentation to mentor less experienced staff.

Tennessee

Developed new approach on sales interaction with prospective clients adopted on National Platform in 2007. Consistently exceeded department expectations for productivity and best practices. Top twelve percentile Account Executive funded dollars 2006 and 2007.

B.B.A, Marketing Major, 3.215

Marketing

Education record

Activities and Societies: Captain of Bowling TeamBUSINESS