Ray Domen Email & Phone Number

United States

Remote

Phoenix, Arizona Area

Tempe, Arizona, United States

Oceanside, California

Assisting people with the largest transaction of their life home purchasing and refinancing via VA, FHA, HARP and conventional lending sources along with Wells Fargo Non conforming products. Let me help you through the process all the way with a high level of understanding from a prior understanding background.

Greater San Diego Area

• Income analysis that includes exposure to reviewing Self employment, Corporate, and Partnerships tax returns; Advanced asset analysis and experience working with all types, and experience with layering risk and.
• Underwriter/signing authority of $750,000.
• Excellent verbal and written communication skills and possess a high degree of attention to detail.
• Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
• Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
• Assisting with re-negotiations of loans based on lending guidelines

Hanoi, Vietnam

Taught University students accounting, finance and statistics per the course schedule and materials provided by the university. Prepared lesson plans for each class with a review so that the understanding of the material was conveyed. Provided special seminars to new students such as how to write a term paper or essay. Along with assisting in the English.

• Responsible for reviewing and adjusting collection portfolios which require special handling and analysis to reduce delinquent/problem loans within framework of company or investor guidelines.
• Quality Control reviewer for L1 HAMP US Treasury loan modifications.
• Perform the Quality Assurance review of docs before they could go out to customers.
• Trained team members on guidelines and income calculation for self employment.
• Responsible for covering duties when Work Director was not present.
• Facilitated Peer Review meeting for Tempe Loss Mitigation Sight.

Scottsdale, Arizona

• Contributed directly to the success of the firm by maximizing the profitability of the customer’s relationship through partnering with sales specialists in Retail Lending, Small Business, Investments, and other product.
• Obtained series 6 and 63 licenses used for financial sales to customers.

Tempe, AZ

• Underwrote loans and screened them in the field for submission. Trained brokers on automated systems and submission process for WMC Mortgage. Maintained relationships with 25-35 brokers and developed new prospects.
• Received Rookie of the year from my Regional Vice President 2006.
• Priced loans to ensure profitability, increased territory volume by 300% in 3 months.
• Solicited 100 loans per month while funding $6.7M per month.

Scottsdale, AZ

• Developed clientele through relationships with brokers and cold calling. Analyzed income and credit history to determine credit worthiness to limit risk. Underwrote and screened loans in field and at home office.
• Solicited 50+ loans per month while funding $2M to $4M per month.

Phoenix, Arizona Area

• Developed territory through relationships with brokers for Start-up Company in the state of Arizona.
• Managed a pipeline of $20M and 300+ loans.
• Recruited, hired and trained 10 Account Executives for the state of Arizona.
• Monitored volume control on Account Executives submissions and funding pipelines weekly.
• Trained new recruits on guidelines and sales techniques for the field.
• Maintained relationships with over 200 brokers and managed operations in the state of Arizona.

Phoenix, Arizona Area

• Developed clientele through relationships with brokers and cold calling. Analyzed income and credit history to determine credit worthiness to limit risk. Solicited loans producing $2M per month in sales volume.
• Recruited and trained additional account executives for state of Arizona.