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Ray Gonzalez Email & Phone Number
Vice President, M&T Equipment Finance Corp
at
M&T Bank
LinkedIn matched
✓ Verified Jul 2026
3 data sources
Profile completeness 100%
Current company
Role
Vice President, M&T Equipment Finance Corp
Location
Greater Chicago Area, United States
Company size
Who is Ray Gonzalez? Overview
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Quick answer
Ray Gonzalez is listed as Vice President, M&T Equipment Finance Corp at M&T Bank, a with 30082 employees, based in Greater Chicago Area, United States. AeroLeads shows a matched LinkedIn profile for Ray Gonzalez.
Ray Gonzalez previously worked as Vice President at M&T Bank and Vice President, Leasing Credit Officer at Bank Of America Global Leasing -Global Vendor Finance. Ray Gonzalez holds Bachelor Of Science - Bs, Finance from Northern Illinois University.
Company email context
Email format at M&T Bank
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M&T Bank
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Profile bio
About Ray Gonzalez
Accomplished Commercial Finance leader with extensive experience in a wide range of disciplines, including sales, relationship management, commercial underwriting, portfolio management, training, supervision, and administration. Employs a proven consultative business advisory approach with clients and prospects, displaying excellent written, verbal and interpersonal communication skills. Consistently delivering results that positively impact a company's bottom line financial targets. Contact me at rgonzalez4947@gmail.com
Listed skills include Leadership, Financial Advisory, Asset Based Lending, Deals, and 36 others.
Current workplace
Ray Gonzalez's current company
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M&T Bank
11 roles · 41 years
Ray Gonzalez work experience
A career timeline built from the work history available for this profile.
Vice President
Current
Feb 2024 - Present
Vice President, Leasing Credit Officer
Apr 2021 - Feb 2024
Senior Fleet Credit Manager
Manage, grow and source initial fleet lines of credit from initial $593M portfolio in 2013 to $1.8B as of 2020 for the US Midwest, via joint calls with National Account Managers and dealer network. The loans and leases sourced are sized from $3M minimum to over $100M. Private, Public and Private Equity owned firms
Sep 2013 - May 2020
Vp Business Bank
Prospected for business clients in the $1M to $12M sales size, placing $1M business bank deals, $300k in leases, and 50 new deposit relationships. Referrals on larger deals to Equipment Finance Group, Commercial Mid Market Group, AG Group, Private wealth group.
Sep 2011 - Aug 2013
Vp Commercial Lending
Prospected for commercial commercial clients with $1M to $50M in sales, growing local office through referrals and networking. Grew deposit balances from $7.8M to $16.5M, commerical loans $3.5M annually, and three new union locals to bank $200K each in deposit balances.
Jul 2008 - Aug 2011
Vp Business Bank
called on commercial prospects and clients in the $2M to $20M in sales size, Cross sold to Private wealth, Equipment Leasing, Mid-Market, Capital Markets and Real Estate.
May 2002 - Jun 2008
Vp Commercial Loans
called on prospects in $1M to $20M in sales. Initiated use and conversion to Moodys MFA to senior bank management.
2001 - 2002
~1 yr
Midwest Credit Manager
Supervised six commercial underwriters for equipment finance and lease deals. Managed relationships between underwriting, sales, dealer network, end-users. Brought new vendor relationships in transportation to the Chicago office.
1999 - 2001
~2 yrs
Credit Buyer
Credit Buyer for Freightliner dealer network in the Midwest. Maintained and developed business relationships to acquire retail and lease deals from the assigned dealer body.
1996 - 1999
~3 yrs
Senior Staff Accountant
1986 to 1991 Finance Sales Representative sold finance & lease to dealer body and completed inventory audits. 1991-1992 Wholesale Finance Supervisor a staff of 9 administration of US wholesale dealer inventory. 1992-1996 Senior Staff Accountant closed monthly ledgers, supervised accounts payable department, liaison with public auditors.
1986 - 1996
~10 yrs
Team & coworkers
Colleagues at M&T Bank
Other employees you can reach at mtb.com. View company contacts for 30082 employees →
MC
Mathew Charlie
Colleague at M&T BankNigeria
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BP
Bryanna Parker
Colleague at M&T BankBronx, New York, United States
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LM
Lewis Merry
Colleague at M&T BankEnfield, England, United Kingdom
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NN
Norhaniya Norsamina
Colleague at M&T BankKota Kinabalu, Sabah, Malaysia
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SR
Sandra Rosdahl-Moss
Colleague at M&T BankJamestown, New York, United States
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DP
David Privott
Colleague at M&T BankWashington Dc-Baltimore Area, United States
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SP
Scott Preston
Colleague at M&T BankUnited States
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JP
Jonathan Panetta
Colleague at M&T BankBuffalo, New York, United States
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DS
Darren Skinner
Colleague at M&T BankPoland
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RM
Reski Maju Iman Harahap
Colleague at M&T BankIndonesia
View →
Mathew Charlie
Colleague at M&T BankNigeria
View →
BP
Bryanna Parker
Colleague at M&T BankBronx, New York, United States
View →
LM
Lewis Merry
Colleague at M&T BankEnfield, England, United Kingdom
View →
NN
Norhaniya Norsamina
Colleague at M&T BankKota Kinabalu, Sabah, Malaysia
View →
SR
Sandra Rosdahl-Moss
Colleague at M&T BankJamestown, New York, United States
View →
DP
David Privott
Colleague at M&T BankWashington Dc-Baltimore Area, United States
View →
SP
Scott Preston
Colleague at M&T BankUnited States
View →
JP
Jonathan Panetta
Colleague at M&T BankBuffalo, New York, United States
View →
DS
Darren Skinner
Colleague at M&T BankPoland
View →
RM
Reski Maju Iman Harahap
Colleague at M&T BankIndonesia
View →
1 education record
Ray Gonzalez education
-
Northern Illinois University
FAQ
Frequently asked questions about Ray Gonzalez
Quick answers generated from the profile data available on this page.
What company does Ray Gonzalez work for?
Ray Gonzalez works for M&T Bank.
What is Ray Gonzalez's role at M&T Bank?
Ray Gonzalez is listed as Vice President, M&T Equipment Finance Corp at M&T Bank.
Where is Ray Gonzalez based?
Ray Gonzalez is based in Greater Chicago Area, United States while working with M&T Bank.
What companies has Ray Gonzalez worked for?
Ray Gonzalez has worked for M&T Bank, Bank Of America Global Leasing -Global Vendor Finance, Paccar Financial Corp, Pnc, and Amalgamated Bank Of Chicago.
Who are Ray Gonzalez's colleagues at M&T Bank?
Ray Gonzalez's colleagues at M&T Bank include Mathew Charlie, Bryanna Parker, Lewis Merry, Norhaniya Norsamina, and Sandra Rosdahl-Moss.
How can I contact Ray Gonzalez?
You can use AeroLeads to view verified contact signals for Ray Gonzalez at M&T Bank, including work email, phone, and LinkedIn data when available.
What schools did Ray Gonzalez attend?
Ray Gonzalez holds Bachelor Of Science - Bs, Finance from Northern Illinois University.
What skills is Ray Gonzalez known for?
Ray Gonzalez is listed with skills including Leadership, Financial Advisory, Asset Based Lending, Deals, Banking, Lease Administration, Restructuring, and Strategic Partnerships.
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