Ray Gonzalez Email and Phone Number
Ray Gonzalez personal email
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Accomplished Commercial Finance leader with extensive experience in a wide range of disciplines, including sales, relationship management, commercial underwriting, portfolio management, training, supervision, and administration. Employs a proven consultative business advisory approach with clients and prospects, displaying excellent written, verbal and interpersonal communication skills. Consistently delivering results that positively impact a company's bottom line financial targets. Contact me at rgonzalez4947@gmail.com
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M&T BankChicago, Il, Us -
Vice PresidentM&T Bank Feb 2024 - PresentBuffalo, New York, Us
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Vice President, Leasing Credit OfficerBank Of America Global Leasing -Global Vendor Finance Apr 2021 - Feb 2024Charlotte, Nc, Us -
Senior Fleet Credit ManagerPaccar Financial Corp Sep 2013 - May 2020Manage, grow and source initial fleet lines of credit from initial $593M portfolio in 2013 to $1.8B as of 2020 for the US Midwest, via joint calls with National Account Managers and dealer network. The loans and leases sourced are sized from $3M minimum to over $100M. Private, Public and Private Equity owned firms -
Vp Business BankPnc Sep 2011 - Aug 2013Pittsburgh, Pennsylvania, UsProspected for business clients in the $1M to $12M sales size, placing $1M business bank deals, $300k in leases, and 50 new deposit relationships. Referrals on larger deals to Equipment Finance Group, Commercial Mid Market Group, AG Group, Private wealth group. -
Vp Commercial LendingAmalgamated Bank Of Chicago Jul 2008 - Aug 2011Chicago, Il, UsProspected for commercial commercial clients with $1M to $50M in sales, growing local office through referrals and networking. Grew deposit balances from $7.8M to $16.5M, commerical loans $3.5M annually, and three new union locals to bank $200K each in deposit balances. -
Vp Business BankBmo Harris Bank May 2002 - Jun 2008Chicago, Illinois, Uscalled on commercial prospects and clients in the $2M to $20M in sales size, Cross sold to Private wealth, Equipment Leasing, Mid-Market, Capital Markets and Real Estate. -
Vp Commercial LoansRepublic Bank Of Chicago 2001 - 2002Oak Brook, Il, Uscalled on prospects in $1M to $20M in sales. Initiated use and conversion to Moodys MFA to senior bank management. -
Midwest Credit ManagerOrix Corporation Usa 1999 - 2001New York, Ny, UsSupervised six commercial underwriters for equipment finance and lease deals. Managed relationships between underwriting, sales, dealer network, end-users. Brought new vendor relationships in transportation to the Chicago office. -
Credit BuyerMercedes-Benz Financial Services Usa Llc 1996 - 1999Farmington Hills, Michigan, UsCredit Buyer for Freightliner dealer network in the Midwest. Maintained and developed business relationships to acquire retail and lease deals from the assigned dealer body. -
Senior Staff AccountantNavistar Inc 1986 - 1996Lisle, Il, Us1986 to 1991 Finance Sales Representative sold finance & lease to dealer body and completed inventory audits. 1991-1992 Wholesale Finance Supervisor a staff of 9 administration of US wholesale dealer inventory. 1992-1996 Senior Staff Accountant closed monthly ledgers, supervised accounts payable department, liaison with public auditors.
Ray Gonzalez Skills
Ray Gonzalez Education Details
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Northern Illinois UniversityFinance
Frequently Asked Questions about Ray Gonzalez
What company does Ray Gonzalez work for?
Ray Gonzalez works for M&t Bank
What is Ray Gonzalez's role at the current company?
Ray Gonzalez's current role is Vice President, M&T Equipment Finance Corp.
What is Ray Gonzalez's email address?
Ray Gonzalez's email address is rg****@****ail.com
What schools did Ray Gonzalez attend?
Ray Gonzalez attended Northern Illinois University.
What skills is Ray Gonzalez known for?
Ray Gonzalez has skills like Leadership, Financial Advisory, Asset Based Lending, Deals, Banking, Lease Administration, Restructuring, Strategic Partnerships, Lines Of Credit, Accounting, Business Relationship Management, Sales.
Who are Ray Gonzalez's colleagues?
Ray Gonzalez's colleagues are Milos Petkovic, Muhammad Shafiq, Menaa Euchi, Elizabeth Jennings, Timothy Malvaso, Rauf Langia, Jordan Morrison.
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