Ray Fernandez, Jr., CPA, CM&AA, CVGA®, CFP® is the Director of Transactional Advisory Services at abip, P.C. with over 30 years of public accounting, industry, and wealth management experience.Ray’s public accounting career includes leading audit engagements with two Big 6 accounting firms in San Antonio and Houston. He also served as an Audit / Tax manager for several local CPA firms. Ray’s industry experience includes being a Regional Controller for a personnel staffing company with revenues over $200M. Later in his career, Ray transitioned to personal financial planning and wealth management. As a Private Wealth Advisor, he worked with business owners and high-net-worth individuals to develop comprehensive financial plans that included life insurance and estate planning, wealth management, family office services, and tax planning. Throughout his career, he has found the most enjoyment in serving middle-market business owners throughout their entire business lifecycle.Ray graduated magna cum laude from St. Mary’s University in San Antonio with a Bachelor of Business Administration in Accounting. He is currently a member of the AICPA, TXCPA Houston, AM&AA, International Exit Planning Association, XPX- Houston, Vistage, and the Houston M&A Forum,Ray lives in Katy, Texas, with his wife, Jina, who are both avid Houston Astros fans.
