Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp® Email and Phone Number
Ray Fernandez, Jr., CPA, CM&AA, CVGA®, CFP® is the Director of Transactional Advisory Services at abip, P.C. with over 30 years of public accounting, industry, and wealth management experience.Ray’s public accounting career includes leading audit engagements with two Big 6 accounting firms in San Antonio and Houston. He also served as an Audit / Tax manager for several local CPA firms. Ray’s industry experience includes being a Regional Controller for a personnel staffing company with revenues over $200M. Later in his career, Ray transitioned to personal financial planning and wealth management. As a Private Wealth Advisor, he worked with business owners and high-net-worth individuals to develop comprehensive financial plans that included life insurance and estate planning, wealth management, family office services, and tax planning. Throughout his career, he has found the most enjoyment in serving middle-market business owners throughout their entire business lifecycle.Ray graduated magna cum laude from St. Mary’s University in San Antonio with a Bachelor of Business Administration in Accounting. He is currently a member of the AICPA, TXCPA Houston, AM&AA, International Exit Planning Association, XPX- Houston, Vistage, and the Houston M&A Forum,Ray lives in Katy, Texas, with his wife, Jina, who are both avid Houston Astros fans.
-
Director, Transactional Advisory ServicesAbip Cpas & Advisors Aug 2024 - PresentHouston, Texas, UsRay’s focus at abip will be serving middle market business owners in the areas of Exit Planning, Business Valuation, Financial Due Diligence, and M&A Advisory services. Including serving business owners by integrating their illiquid business wealth with their overall personal wealth picture. This perspective helps his clients avoid the common pitfall of post-sale / exit dissatisfaction by properly vetting potential buyers and ensuring a strong cultural alignment.
-
Managing Director, Wealth AdvisorCresset Jul 2021 - Sep 2023Chicago, Il, UsProvide Goals - Based Financial planning for lifetime capital needs and wealth surplus. Multi-family office services including private wealth management, customized investment portfolios with access to public and private markets, tax and estate planning. We assist CEO founders and business owners through liquidity planning, pre-sale planning, selling a business, transaction strategies and succession planning.Cresset refers to Cresset Manager, LLC and all of its affiliates. Investment advisory and other services are provided by Cresset through its affiliates Cresset Asset Management, LLC and Cresset Partners, LLC, SEC registered Investment Advisors -
Senior Private Wealth AdvisorAsset Management Advisors, Inc. ( Acquired By Cresset ) Jul 2018 - Jul 2021We develop dynamic financial plans, projecting cash flows, planning for retirement, college education funding, risk management, legacy planning and Philanthropic planning. We also provide asset allocation and investment selection, tailored to each client's unique needs. Our investment selection includes traditional investments such as equities and fixed income, as well as alternative investments where appropriate. We work closely with our clients' CPAs and estate planning attorneys to proactively monitor tax liabilities and implement strategies to minimize taxes and provide asset and income protection.
-
Wealth Planning AdvisorSagemark Consulting / Lincoln Financial Advisors Dec 2016 - Jul 2018Comprehensive Fee Based Financial Planning including Investment Planning, Estate / Asset Protection Strategies, Retirement Planning, Long-Term Care Planning, Executive Compensation and Benefits, and Business Succession / Transition Planning.
-
Financial Advisor, Cpa, Certified Financial PlannerNorthwestern Mutual Jan 2013 - Dec 2016Milwaukee, Wi, UsComprehensive financial and estate planning. Personal risk management, wealth accumulation, wealth preservation and distribution. -
Financial Advisor, Cpa, Certified Financial PlannerMerrill Lynch Aug 2010 - Sep 2012New York, Ny, UsCertified Financial Planner providing comprehensive financial, estate, and retirement planning. Exit Planning for middle market business owners. -
Financial Advisor, Cpa, Certified Financial PlannerMorgan Stanley Jun 2007 - Aug 2010New York, Ny, UsComprehensive Financial, Estate and Retirement Planning;Succession Planning for Closely Held Business Owners. -
Financial Advisor, Cpa, Certified Financial PlannerNorthwestern Mutual Apr 1998 - Jun 2007Milwaukee, Wi, UsComprehensive Financial Planning , Business Succession
-
Audit And Tax Senior / ManagerLocal Cpa Firms- Fv Diaz / Havard & Batte / T.R. Moore Jun 1991 - Dec 1997Accounting, Audit, Tax experience. Led Financial Statement Audits in accordance with GAAP / GAAS. Individual, Partnership, Corporate tax return preparation.
-
CpaPrice Waterhouse Aug 1988 - Apr 1989GbLed Financial Statement audits of public and privately held companies in accordance with GAAP and GAAS -
CpaArthur Andersen May 1983 - Sep 1987Led Financial Statement Audits of privately held companies in accordance with Generally Accepted Accounting Principles.
Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp® Education Details
-
St. Mary'S UniversityAccounting -
Central Catholic
Frequently Asked Questions about Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp®
What company does Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp® work for?
Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp® works for Abip Cpas & Advisors
What is Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp®'s role at the current company?
Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp®'s current role is abip CPAs & Advisors - Director, Transactional Advisory Services.
What schools did Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp® attend?
Ray J. Fernandez, Jr., Cpa, Cmaa, Cvga®, Cfp® attended St. Mary's University, Central Catholic.
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial