Rayma Mcgehee Email & Phone Number

Knoxville, Tennessee, United States

Accept and review loan applications, analyze credit history and report, assess applicants capacity to repay and default risk. Based on predetermined requirements, assess, grant, or rejects mortgage applications. Negotiate and structure loans with real estate agents to facilitate successful, satisfactory closings.

Knoxville, Tn

As a Senior Relationship Banker I am responsible for building and maintaining exceptional client experiences through building trust and rapport while utilizing a customized needs-based framework and selling approach. I serve as the first point of contact for our mass affluent, consumer, and small business clients. Using quick thinking and analysis of the client and their financial picture, when appropriate, I partner with various lines of business to meet immediate and unperceived needs. Partnerships I utilize daily are with Financial Advisors: mass affluent client base retirement needs, investment risk and exposure, brokerage account servicing and sales / Premier Bankers: client deposits over 100k / Mortgage Loan Officers: refinancing and new purchase needs / Lending Underwriters: to discuss and advocate client lending including residential, secured and unsecured lines and loans, origination and document receiving and processing (income, tax returns, title, flood, homeowners insurance, etc) / Treasury, ACH, & Merchant Services: for small business clients / Insurance Specialists: for all client bases including consumer and small business. My banker roles at SunTrust, now Truist Bank have allowed me to acquire an extensive knowledgebase and expertise creating a platform of maximum efficiency across all products and solutions provided by the financial industry.

Knoxville, Tennessee

Develop and maintain strong consumer and mass affluent client relationships. Serve as the main point of contact for mortgage clients. Duties include loan document preparation and processing, post loan closing servicing, financial needs assessment and analysis with a goal of cross selling.