For more than 30 years, I have developed a variety of solutions for my institutional and individual clients in both the private and public sectors. My professional experience includes working with private banks, the FDIC, Resolution Trust Corporation, and Edward Jones. I became an Investment Advisor Representative in 1996 with Retirement Advisors of America.I have spoken on numerous occasions at the Allied Pilots Association (APA) and Air Line Pilots Association (ALPA) seminars across the United States. I received my Bachelor of Business Administration in Finance and Real Estate from Baylor University.