Chris Raymond

Chris Raymond Email and Phone Number

Principal Finance Broker at Unconditional Finance @ Unconditional Finance
Chris Raymond's Location
Sydney, New South Wales, Australia, Australia
Chris Raymond's Contact Details

Chris Raymond personal email

n/a
About Chris Raymond

I have founded Unconditional Finance which has become an award winning mortgage broking company specialising in Property Investment finance, residential, commercial, and asset finance.I am passionate about what I do and the clients I can assist. Being an investor myself, I know the importance of having your loans tailored and structured in the most effective way which will allow you to continue to grow your portfolio in line with your financial goals.I work with my clients to determine which loan from our extensive network of lenders will help them meet their financial goals and I will then negotiate with the lenders to get them the best possible loan available that is in line with what they are trying to achieve.I am here to educate my clients on the entire lending process, giving them clear guidance and advice so they can make informed decisions.I deal directly with the banks on my client’s behalf – from completing the paperwork, to managing their loan through to settlement. I monitor their loan post settlement to ensure it always remains competitive.If you are in the market for your first home, your next home, or an investment property, I can help. If you think your home or investment loan is no longer competitive please speak to me, as I can on most occasions, arrange a lower interest rate, reduce your repayments and shorten the term on your loan. If you need an award winning Mortgage broker, or you would like to know how I can be of help, please get in touch or connect.

Chris Raymond's Current Company Details
Unconditional Finance

Unconditional Finance

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Principal Finance Broker at Unconditional Finance
Chris Raymond Work Experience Details
  • Unconditional Finance
    Principal Finance Broker
    Unconditional Finance Jan 2018 - Present
    Sydney, Australia
    I have founded Unconditional Finance which has become an award winning mortgage broking company specialising in residential, commercial, investment lending and development finance.
  • Self-Employed
    Mortgage Consultant
    Self-Employed Jan 2018 - Present
    Sydney, Australia
    Build rapport and leverage customer relationships with existing and potential borrowers with the goal of meeting their needs and exceeding their expectations.Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.Structure and price loans accurately.Follow up with multiple customer and work on multiple files each day.Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.Review active loan files each day to determine if any documents are missing or what can be done to help the process along.Ensure Complete Customer satisfaction.Operate as the key Point of contact during the process responsibilities including updating status, reviewing disclosures, presenting any counter offers and going over closing statement prior to closing.
  • Australian Credit And Finance
    Senior Mortgage Broker
    Australian Credit And Finance Mar 2016 - Dec 2017
    Sydney, Australia
    Managed and directed the daily activities of the team (processing and closing functions) while providing support to the sales staff.Provided support and training for all mortgage staff on operational guidelines and provide training to expand skill sets.Established operational objectives and delegate assignments.Worked within a team environment to meet and/or exceed all goals and objectives.Continually evaluated processes to ensure maximum efficiency, high quality, and excellent customer service.Resolved escalated customer service issues between departments and foster team-building throughout.Maintained working knowledge of all company’s programs to ensure loans conform to requirements through the loan process.Utilized technology, including but not limited to improve efficiency and the borrower experience.Maintained a positive and effective work environment.
  • Clarity Financial Group
    Mortgage Broker
    Clarity Financial Group Feb 2015 - Mar 2016
    Assessed and qualified loans with a high degree of accuracy complying with all industry and company standards.Qualified clients by a range of financial criteria as set out in the training manuals of each Lender.Demonstrated a sound knowledge of a range of finance products available on product list, such as Home Loans, mortgage off-set accounts, line of credit facilities, fixed rate loans, personal loans and lo-doc loans.Interviewed, informed clients and adequately educated clients with respect to the finance process. Displayed a high level of customer service to all clients including being available for interview outside of normal hours (including weekends).Sourced and fostered relationships with referral sources to maximise business intake and develop personal marketing initiatives.Processed volume and cross referral targets whilst maintaining compliance standards.Ensured all settled files meet the company’s minimum compliance standards.
  • National Australia Bank
    Business Development Manager
    National Australia Bank Feb 2008 - Feb 2015
    𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗗𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁 𝗧𝗮𝘀𝗸𝘀:Proactively found and managed high-value Mortgage Brokers to achieve specific lending volume and retention targets and contributed to overall portfolio growth. Developed a sound understanding of the Broker's business to identify product and service opportunities and to assist them in running a better business that is aligned to our offerings. Conducted Broker Accreditation workshops and Market Education Program sessions. Discussed Loan Scenarios and Structure with Mortgage Brokers. Wrote recommendations to credit to support complex Loan submissions. Attended Broker / Industry functions and events. Met with aggregator BDMs to educate them on our service proposition and products.𝗥𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝘁𝗮𝘀𝗸𝘀:Conducted regular, planned Sales Calls with structured objectives and outcomes.Formally captured Sales Call outcomes using Customer Relationship Management (CRM) software.Monitored Sales pipeline to ensure sales budgets are achieved and initiate planned activities to rectify when necessary. Managed and leveraged internal relationships to deliver a comprehensive, competitive and quality service experience to broker businesses. Responded to queries regarding product, pricing, policy and process with allocated Brokers. Effectively completed Annual Broker Reviews and Quarterly Updates with key business stakeholders
  • John Charcol
    Sales Associate
    John Charcol Sep 2006 - Dec 2007
    Was the assistant to 6 mortgage brokers within John Charcol.Submitted clients' loan applications to the various lenders we dealt with and answered any scenario questions they had.Achieved quarterly targets (Based on completing a certain percentage of my clients pipeline)Ensured all cases are followed up every 3 working days to achieve TCF (Treating your Customer Fairly) guidelines.Informed clients of all updates throughout their application and delivered excellent customer service.Acted as the direct contact for any customer queries and liaised with clients so that they have a positive opinion of the John Charcol service.Updated my brokers on the main parts of the process, valuation, offer, exchange and completion.Liaised with all lenders, relationship managers and solicitors to ensure their cases are efficiently processed and to supply any outstanding information these parties may require.Checked all mortgage offers to confirm they correctly match all Key Facts Illustrations.Ensured the correct fees are collected on completion.

Chris Raymond Skills

Mortgage Lending Sales Credit Analysis Commercial Banking Investments Loans Leadership Residential Mortgages Banking Portfolio Management Credit Retail Banking Commercial Lending Credit Risk Commercial Mortgages Small Business Lending Consumer Lending Financial Risk Relationship Management Financial Services Loan Origination Cross Selling Wealth Management Finance Refinance Investment Properties Business Development

Chris Raymond Education Details

Frequently Asked Questions about Chris Raymond

What company does Chris Raymond work for?

Chris Raymond works for Unconditional Finance

What is Chris Raymond's role at the current company?

Chris Raymond's current role is Principal Finance Broker at Unconditional Finance.

What is Chris Raymond's email address?

Chris Raymond's email address is ch****@****.com.au

What schools did Chris Raymond attend?

Chris Raymond attended University Of New England (Au), Institute Of Strategic Management, Finsia, Mccarthy Catholic College, Justice Of The Peace.

What skills is Chris Raymond known for?

Chris Raymond has skills like Mortgage Lending, Sales, Credit Analysis, Commercial Banking, Investments, Loans, Leadership, Residential Mortgages, Banking, Portfolio Management, Credit, Retail Banking.

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