I spent the better part of two decades working with small business owners. I understand their issues.For that reason, my agency focuses on four things:1 - Living Benefits Life Insurance. 98% of the policies in force are traditional death only products. Fund your buy/sell, key-person, or personal policies with this product and ensure you have access to a large portion of that death benefit in the case of specific catastrophic health events, not just death. This will, in my opinion, will revolutionize the industry.2 - Safe-haven for 401k Rollovers. People express concerns with the volatility in markets and the uncertainty they experience in their daily lives, they fear for their retirement. We offer solutions for business owners and employees to safeguard retirement savings, continue to grow them with market upside and ZERO downside risk, and give them guaranteed income for life, even if they exhaust the principal. We offer safety and peace of mind.3 - Tax-Free Retirement Income. For those who cannot utilize the Roth IRA, we offer life insurance products that are designed to accumulate cash in a zero-tax environment, provide safety for that cash, grow it with an upside potential of a market index and ZERO downside risk, and potentially provide a guaranteed tax-free retirement income until they die, as well as a death benefit. We strive to educate and empower business owners and high earning sales people to use them the way they are designed to work - to serve their owners.4 - Small Business SEP / Simple IRA Retirement Programs (Less than 50 Employees). We have zero TPA cost plans for you that grow with the markets, have zero downside risk, and create a traditional pension-like lifetime income for retirement. Retain and attract employees and enjoy the tax credits larger businesses enjoy.This year, in honor of my recently deceased father who was a contractor, I am looking to meet owners of trades companies and the businesses that serve them. I am still happy to serve all small businesses.I’m developing partners like Independent Insurance Agency Owners (P&C, Medicare, Business Lines), CPA Firms, Bookkeepers, Mortgage Brokers, Real Estate Brokers, Payroll Companies, Business Attorneys, Estate Planning Attorneys, Trades specific software vendors, etc.I am also expanding my agency. I’m actively recruiting people who need to pivot - Successful Sales People, Sales Managers & Leaders, Coaches & Consultants, etc. If any of these ideas have resonated with you, contact me. I am ready to serve.