Is retirement a dream in Singapore?How about having an option to semi retire? To finally able to do what you like to do and not to worry about not having 3 meals a day.The issue is most people think of building their retirement nest only until they are earning more so that they can have a better nest. Unfortunately, by the time our life gets a bit better, that may also be the time when we become the sandwich generation. There is never a good time to start planning for our retirement. But there are advantages to starting early. If we start early, we will have a longer time horizon and that means more time to grow our savings. With that in mind, start building your portfolio progressively with 4 areas of concern, protection, accumulation, growth and dispersal of wealth at respective phases of life.My name is Ray Oh, representing Great Eastern Financial Advisers (GEFA). I have few other passions other than helping families maintain lifestyle they’ve grown to love.I also love scuba diving and photography. It allows me to bond with my family and friends. The amazing experience together often brings people closer. Check me out on facebook today.https://www.facebook.com/rayoheahttps://go.greateasternlife.com/disclaimer