I started my mortgage career in 2003, and after the mortgage collapse of 2008, I submitted to a small hiatus, during which time I returned to school to complete my Bachelor's degree followed by MBA. In 2013 with new goals and a focused business strategy I decided to give the mortgage industry another chance. Helping future and current homeowners with their financing needs is a job I don't take for granted. I can communicate in Spanish, and I am a go-getter, partly because of where I was raised "The Bronx" New York, and partly because of the strong work ethic ingrained in me as a result of serving 11 years of active duty with the US Navy and 11 years as a Navy reservist. Helping future and current homeowners with their financing needs is a job I don't take for granted. Over the years I have learned that no 2 borrowers are alike and each situation is unique! Putting homeowners in a program that fits their specific needs is a joy that is rewarded when my realtor presents the keys to the new homeowner.