Ray P. Cruz

Ray P. Cruz Email and Phone Number

Managing Partner, Mortgage Banker at MCF Mortgage - NMLS ID: 385064 (nmlsconsumeraccess.org) @ MCF Mortgage - NMLS #1061701
bethesda, maryland, united states
Ray P. Cruz's Location
Bethesda, Maryland, United States, United States
Ray P. Cruz's Contact Details

Ray P. Cruz personal email

Ray P. Cruz phone numbers

About Ray P. Cruz

In sharing my expertise to personally assist thousands of families with responsible and affordable home financing, I’ve gained an extensive background assisting all types of people, whether it be first time home buyers, high net worth borrowers, self-employed borrowers, or investment borrowers. In addition, I have a great deal of experience with Conventional, Construction, Investment and Jumbo lending. These experiences allow me to have more product knowledge and to provide you with very competitive pricing.Integrity is the cornerstone of my business and I believe a mortgage should be about building relationships and helping you achieve your home financing goals. My consultative approach to the home loan process is to customize each home financing solution helping my clients achieve their financial goals. In the end, my mission is to get you the right loan, make the process easy, and make you a happy client for life!My success is a tribute to my past and current clients as the majority of my business comes from referrals. I also attribute this success to the outstanding relationships I have established with Real Estate Agents, Builders, Developers, CPAs, and many others in and around the industry.In addition to the work I enjoy, I love spending time with my family. My wife Dana, is a remarkable woman and I feel I’m the luckiest man alive to have her in my life. Our four children keep us as occupied as ever with never having a dull moment in our home. We enjoy reading and outdoor activities as a family. Every so often we’ll venture out on a mini-vacation as long as there’s water for the kids to play, swim, and jump in. Coming from a long family history of entrepreneurs, I know how important it is to treat every client as I would want to be treated. Therefore, I promise to provide the best service for you and your family.

Ray P. Cruz's Current Company Details
MCF Mortgage - NMLS #1061701

Mcf Mortgage - Nmls #1061701

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Managing Partner, Mortgage Banker at MCF Mortgage - NMLS ID: 385064 (nmlsconsumeraccess.org)
bethesda, maryland, united states
Employees:
5
Ray P. Cruz Work Experience Details
  • Mcf Mortgage, Mortgage Intelligently™ - Nmls #1061701 (Nmlsconsumeraccess.Org)
    Managing Director
    Mcf Mortgage, Mortgage Intelligently™ - Nmls #1061701 (Nmlsconsumeraccess.Org) Sep 2023 - Present
  • Mcf Mortgage - Nmls #1061701
    Managing Director, Mortgage Banker
    Mcf Mortgage - Nmls #1061701 2013 - Present
    Bethesda, Md
    MC Financial, Inc. d/b/a MCF Mortgage provides direct access to more resources and support, a higher level of technology, and more financing options. Most importantly, it allows me to help people achieve their financial goals.I KNOW our company will make a difference and be a valuable asset to anyone looking for a mortgage to either buy or refinance their home. To that end, I am very proud to say that our company is true to its mission...To make a POSITIVE contribution to our client's lives and financial health. As you know, my business is built on referrals from very delighted real estate professionals, extremely happy past clients, friends, family, and anyone else I've worked with in the past. Please provide my name and contact information to any friend, family, neighbor, colleague, or client who might benefit from the service we provide. I would be grateful for the opportunity to work with your referral and would give them the utmost special care and attention.
  • George Mason Mortgage
    Senior Loan Officer
    George Mason Mortgage 2010 - 2013
  • Bank Of America
    Senior Loan Officer
    Bank Of America 2007 - 2010
  • Chevy Chase Bank / Bf Saul Mortgage
    Senior Loan Officer
    Chevy Chase Bank / Bf Saul Mortgage 2003 - 2007

Ray P. Cruz Skills

Mortgage Lending Loans Finance Refinance First Time Home Buyers Investments Real Estate Referrals Sellers Real Estate Transactions Mortgage Banking Loan Origination Va Loans Residential Mortgages Fha

Frequently Asked Questions about Ray P. Cruz

What company does Ray P. Cruz work for?

Ray P. Cruz works for Mcf Mortgage - Nmls #1061701

What is Ray P. Cruz's role at the current company?

Ray P. Cruz's current role is Managing Partner, Mortgage Banker at MCF Mortgage - NMLS ID: 385064 (nmlsconsumeraccess.org).

What is Ray P. Cruz's email address?

Ray P. Cruz's email address is cr****@****ail.com

What is Ray P. Cruz's direct phone number?

Ray P. Cruz's direct phone number is +120243*****

What skills is Ray P. Cruz known for?

Ray P. Cruz has skills like Mortgage Lending, Loans, Finance, Refinance, First Time Home Buyers, Investments, Real Estate, Referrals, Sellers, Real Estate Transactions, Mortgage Banking, Loan Origination.

Who are Ray P. Cruz's colleagues?

Ray P. Cruz's colleagues are Kyle Johnson, Sef Robinson, Amir Guerami, Esq..

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