Ray P. Cruz Email & Phone Number

In sharing my expertise to personally assist thousands of families with responsible and affordable home financing, I’ve gained an extensive background assisting all types of people, whether it be first time home buyers, high net worth borrowers, self-employed borrowers, or investment borrowers. In addition, I have a great deal of experience with Conventional, Construction, Investment and Jumbo lending. These experiences allow me to have more product knowledge and to provide you with very competitive pricing.Integrity is the cornerstone of my business and I believe a mortgage should be about building relationships and helping you achieve your home financing goals. My consultative approach to the home loan process is to customize each home financing solution helping my clients achieve their financial goals. In the end, my mission is to get you the right loan, make the process easy, and make you a happy client for life!My success is a tribute to my past and current clients as the majority of my business comes from referrals. I also attribute this success to the outstanding relationships I have established with Real Estate Agents, Builders, Developers, CPAs, and many others in and around the industry.In addition to the work I enjoy, I love spending time with my family. My wife Dana, is a remarkable woman and I feel I’m the luckiest man alive to have her in my life. Our four children keep us as occupied as ever with never having a dull moment in our home. We enjoy reading and outdoor activities as a family. Every so often we’ll venture out on a mini-vacation as long as there’s water for the kids to play, swim, and jump in. Coming from a long family history of entrepreneurs, I know how important it is to treat every client as I would want to be treated. Therefore, I promise to provide the best service for you and your family.

Listed skills include Mortgage Lending, Loans, Finance, Refinance, and 11 others.