April 2019. Enterprise Audit/ Monitoring Program for Transamerica: Supervision and improvement of Transamerica's Independent Audit Monitoring Team and Program. Manageing a team of Senior Compliance Professionals Scaling the program for Transamerica's Strategic Assets Growth Initiative for 2023 under Aegon's direction.January 2021. Implementation and Supervision of the Asset Leverage and Hedging Compliance Program. Designed, developed, and managed Asset Leverage and Hedging Compliance. Developed new built out of DUP testing plans for Iowa and NY. Supervised the annual testing program and on-going monitoring program for the United States. January 2022. Implementation of new Enterprise Ethics Program: Creation of Enterprise Conflicts of Interest Policy and Monitoring Program including but not limited to COI, OBA, G&E, Trade Monitoring, Brokerage Account Review, Code of Conduct Attestations, Business Conduct Attestations for Internal/ External Officers and Directors and Corporate Boards.

• Assist the CCO in the overall supervision and management of the firm and sales force.• Enforcement of firm policies, determination of disciplinary action, up to and including termination.• Supervision of approximately 50 OSJ offices, 4 home office OSJs, in their principal review of the personal production of multiple decentralized branches, including pre-approval of certain products; trade review including options and municipal securities; collection and approval of firm disclosure forms and new account forms; email, correspondence and cursory advertising review. • Research, Interpretation and Implementation of Industry Rules and Regulations.• Approvals/denials of exceptions to firm policy. • Establishment, Maintenance, Gap analysis and Testing of the Written Supervisory Procedures.• Performance and Oversight of the Firm's Annual Testing of Supervisory Procedures and CEO Certification.• Establishment of Supervisory Control Procedures, AML, and Reg S-P policies.• Provide advice and training to the Firm’s Senior Management, Home Office Personnel and sales force. • Customer complaints, litigation, arbitration, 4530 filings, CRD/IARD Administrator, U4,U5 and form BD filings.• Responding to Regulatory Requests and Examinations; SEC, FINRA and States.• Supervision of Branch Office Inspection Program.• Supervision of Outside RIA Business and Audit Program.• Fidelity Bond and E & O Liaison, Securities and Insurance licensing supervision.• Supervision of Outside Brokerage Accounts, Personal Trading, Vendor Risk Assessment and Due Diligence.• Heighten Supervision Oversight.• Other General Compliance Matters as needed.

•Supervised examination staff in the execution of the National/District Office's examination program including routine and special examinations of member firms' financial, sales, trading, underwriting, supervisory and organizational practices and systems to determine compliance with SEC and FINRA rules and regulations. This includes assignment and projection of examinations; approval of examination focus; monitoring the start, progress and completion of examinations; review of the execution of the examination; review of the necessary examination elements with all required schedules and reports; review of the examination report; and recommending appropriate disciplinary action resulting from the examination findings.•Supervises examination staff in the execution of the investigation of customer complaints, member firm terminations of associated persons' employment for regulatory cause, and activities of associated persons to determine compliance with federal and FINRA rules and regulations. This includes assignment and projection of investigations; approval of the scope of investigations; monitoring the progress of investigations; review of the execution of the investigation; review of the investigation reports, documents and schedules; review of the investigation report; and determining appropriate disciplinary action resulting from the investigation findings.•Supervises examination staff and facilitates formal and informal interviews of member firms personnel, member firm customers, other FINRA staff, and staff of other regulatory agencies to gather data pertinent to examinations, investigations and reviews. Testifies at hearings. •Develops and supervises District Office regulatory programs and work products related to the routine and special examinations and other reviews related to finances, policies, procedures, practices, and products offered by FINRA member firms and their associated persons.

•Plans, coordinates and supervises examinations of licensed broker-dealers, investment advisors, mortgage brokers and real estate syndicators.•Determines sequence of and assigns exams to subordinates, establishes guidelines and performance standards, determines individual scope of exams and which analysis methods will be employed by other examiners and provides feedback.•Monitors progress and work flow of field examiners, provides advice, counsel and instruction •Ensures training and development of examination staff.•Coordinates examinations with federal and self-regulatory organizations (SEC, FINRA and other states). •Conducts announced and unannounced on-site compliance examinations of registrants •Determines the operational condition, business activities and compliance of registrants for dherence to the Colorado Securities Act and Federal and Self-Regulatory Laws. (33, 34 and 40 Acts)•Analyzes and evaluates the quality and effectiveness of the supervision by management of regulated operating methods, registered personnel and established supervisory procedures•Examines all facets of registrant's activities including compliance; compensation; securities transactions; advertising; the adequacy of books and records, and procedures for safeguarding funds and securities•Prepares detailed examination plans that encompass the range of difficulty and exam directives•Creates written work papers and examination reports by compiling, analyzing summarizing and editing examinations findings. Cites deficiencies, violations and best practice suggestions in a written notification to registrant and reviews registrants response to determine if corrections have been made. •Recommends a course of action, which may include a referral to enforcement for administrative, civil or criminal action •Engages in public and securities industry interaction. Participates in conferences with management officials of the SEC, FINRA, NASA and other states

•Independently reviewed, examined and analyzed insurance entities’ annual and quarterly statements, holding company filings, CPA statutory-based audits, examination reports and other documents to determine financial solvency, adverse trends and compliance with Colorado statutes and regulations; recommended corrective action based on findings; and prepared productivity and status reports•Identified and reviewed priority companies by utilizing a variety of resources such as the National Association of Insurance Commissioners ratio results, company profiles, and established guidelines; correspond with company officials to obtain their planned and/or implemented corrective measures and compliance with statutes and regulations; and reviewed and recommended for approval or denial, requests from companies for the issuance and/or payment of subordinated debentures, payment of interest on debentures, payment of dividends, changes in management agreements, issuance of proxy statements, or any other operational changes in company functions•Answered inquiries from the public regarding financial data for specific insurance entities and from company officials concerning state statutes and filing requirements

•Management of the client Axys database, down loads, interfaces, reconciliation and operations.•Client billing and quarterly reporting. Performance audits. All equity, fixed income and mutual fund trading with Charles Schwab and Fidelity•Research and analysis of securities and client portfolios•Administration of the Separately Managed Accounts Platform. Assisting the investment committee•Financial, college and retirement planning using multiple software packages. •Budgeting and cash flow analysis•Compliance and ADV filings using the IARD/IAD website•Maintenance of all hardware, software, internet and networking of computer systems. Database conversions•Y2k testing and preparations

•Development and operations of management, billing and client services functions of multi-million dollar stock portfolio department •Established the accounting and reporting system for this product using Advent’s Axys and Moxy software •Monitored AIMR compliant performance reporting •Negotiated and developed a new retail operations department with Charles Schwab Institutional •Worked with private software consultants to create all necessary auditing and reporting functions •Established operational procedures and training all personnel including cashiering, trading, management and marketing •Audited all accounts and examination of new accounts to determine ERISA qualification •Assisted Chief Compliance Officer in supervision of sales activity and blue sky

•Accounted for the day-to-day operations of multiple investment companies (mutual funds)•Accounted for and entry of all trades, splits, conversions, etc •Accurately determined fund net asset value per share for pricing of shares redeemed and sold •Closed the books and records on a daily basis